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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Always there for emergency purposes and very helpful...

Always there for emergency purposes and very helpful when the unscrupulous try to scam. Reviewed on: 7th July 2026

All good experience

All good...feels more safe when transacting online Reviewed on: 7th July 2026

Great the way it works world wide

Great the way it works world wide Reviewed on: 7th July 2026

PayPal has always been great at helping with any pro...

PayPal has always been great at helping with any problems with transactions. Also they help me buy what I need and help spread my payments so I don't have to pay up front. This helps me with larger purchases. Reviewed on: 7th July 2026

Easy and accessible

It’s a great system that is easy to use Reviewed on: 7th July 2026

PayPal has helped a lot.

PayPal has helped a lot. East to use, excellent customer service, fast transactions and also PayPal credit has helped with managing payments of certain items Reviewed on: 7th July 2026

PayPal feels safe and honest.

PayPal feels safe and honest. Trustworthy. Reviewed on: 7th July 2026

Always been most helpful.

Always been most helpful. I would definitely recommend to friends and family. Reviewed on: 7th July 2026

Great to use

Always really smooth transactions easy to use and clear instructions Reviewed on: 7th July 2026

Easy, Convenient and reliable.

I’ve had a great experience using PayPal Credit. It’s easy to use, convenient, and makes managing purchases much more flexible. The process is straightforward, and I’m very happy with the service. Highly recommended! Reviewed on: 7th July 2026

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