Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (87684 reviews)

View other PayPal products

4.90

Based on 87,684 reviews, last reviewed 27th Apr 2026

1701800% increase in 5 star reviews

in the past 90 days

4900% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal is Great help PayPal has been a real help to me. It’s super easy to use and transfer funds to family and friends. Reviewed on: 27th April 2026

Latest lowest rating:

1

Terrible customer service Paypal have terrible customer services, they don't seem to understand the concerns you have raised and don't seem to be in a position to put this righ... Read more Reviewed on: 27th April 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (87684)

The new PayPal debit card is fantastic

The new PayPal debit card is fantastic Reviewed on: 14th April 2026

Best finance company I've ever had.

Best finance company I've ever had. With good credit limit and prompt response to disputes. Reviewed on: 14th April 2026

It has always been clear on conditions and easy to use.

It has always been clear on conditions and easy to use. Good as I can use it in physical transactions as well as online. Reviewed on: 14th April 2026

Good service

Good experience so far. The interest rate not too high. Definitely i will continue using this service with my friends. Reviewed on: 14th April 2026

Never had a problem with PayPal best customer servic...

Never had a problem with PayPal best customer service around Reviewed on: 14th April 2026

Great experience and very easy to use

Great experience and very easy to use Reviewed on: 14th April 2026

Always very efficient.

Always very efficient. Good on refunds Reviewed on: 14th April 2026

I’ve used PayPal Credit for a while now and it’s bee...

I’ve used PayPal Credit for a while now and it’s been really useful. It makes it easier to spread the cost of things instead of paying all at once, which helps a lot. The setup was quick and pretty simple. The app can be a bit confusing at times but overall it works fine. I like the interest free offers, just need to keep on top of payments. Haven’t had any big problems so far, so I’d recommend it if you use it sensibly. Reviewed on: 14th April 2026

Easy to manage and great customer service

Easy to manage and great customer service Reviewed on: 14th April 2026

PayPal Easy to use

Easy to use i would highly recommend Reviewed on: 14th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Very Account
from Shop Direct 4.38 from 27 reviews
Retail Finance
from Omni Capital Retail Finance 3.80 from 4 reviews
Loan
from Snap Finance 4.90 from 369 reviews

Want to see more from PayPal?

PayPal Open
from PayPal 5.00 from 4 reviews
Pay in 3
from PayPal 4.93 from 40106 reviews
Credit card
from PayPal 4.92 from 66 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub