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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147348 reviews)

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4.73

Based on 147,219 reviews, last reviewed 1st Jul 2026

4429350% increase in 5 star reviews

in the past 90 days

12900% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Top Notch I feel very safe and secure when using PayPal. Quick and easy to use. You receive just the right amount of emails for what is required. Reviewed on: 1st July 2026

Latest lowest rating:

1

Love PayPal but not PayPal credit Great if you want it but difficult to cancel the PayPal credit. I think PayPal credit is purposefully confusing to hook people in. My mother didn’t re... Read more Reviewed on: 1st July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (147348)

Pay pal credit very helpful

Pay pal credit gives a lot of options which very helpful for the customers which is personally I like very much and which is really highly appreciated. Moreover Pay pal is for is the only one on which I trust 100% reliable. Also pay pal’s customer service excellent. Reviewed on: 8th June 2026

nice to have 4 months of intrest free period

It is really nice to have 4 months of interest free payout period for each transaction over 100 Pound along side occasionally some extra promotions and reward points. I am enjoying it from last couple of months. Reviewed on: 8th June 2026

I just can’t fault them.

I just can’t fault them. Easy to contact and swift to act on the two occasions I’ve needed them in almost 15 years. True rockstars of the financial sector!! Reviewed on: 8th June 2026

Very good,easy experience Would recommend.

Very good,easy experience Would recommend. Pay in 3 and nothing to pay for 4 months very beneficial. Reviewed on: 8th June 2026

Good value

Good value, ongoing 0% offers appreciated, easier to use now there is a card option. One improvement would be easier to see transactions in and out. Reviewed on: 8th June 2026

All good and quick if you want to help with...

All good and quick if you want to help with budget Reviewed on: 8th June 2026

PayPal Credit is a wonderful service

PayPal Credit is a wonderful service which enables customers to purchase items which would be out of reach for one single payment. Reviewed on: 8th June 2026

Easy to use and great range of products

Easy to use and great range of products Reviewed on: 8th June 2026

good experience using PayPal credit app is grea...

Very good experience using PayPal credit app is great easy to understand and keep track on spending and repayments Reviewed on: 8th June 2026

Very simple and intuitive user interface on both app...

Very simple and intuitive user interface on both app and web make it a doodle for purchases and sending and receiving money Reviewed on: 8th June 2026

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