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PayPal: PayPal Credit reviews

4.73
Based on 147,219 reviews, last reviewed 1st Jul 2026
4429350% increase in 5 star reviews
in the past 90 days
12900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Top Notch I feel very safe and secure when using PayPal. Quick and easy to use. You receive just the right amount of emails for what is required. Reviewed on: 1st July 2026
Sue's avatar
Sue

Latest lowest rating:

1

Love PayPal but not PayPal credit Great if you want it but difficult to cancel the PayPal credit. I think PayPal credit is purposefully confusing to hook people in. My mother didn’t re... Read more Reviewed on: 1st July 2026
Maria b's avatar
Maria b

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (147436)

Never had any issues.

5
Never had any issues. Always support with enquiries Reviewed on: 8th June 2026

PayPal credit - yes please

5
PayPal credit is easy to use and has great customer service Reviewed on: 8th June 2026

Easy to use, secured and great service

5
Easy to use, secured and great service Reviewed on: 8th June 2026

Great range of products

5
Buy now, pay later and paypal credit and debit card features are great to use. I enjoy the reward alongside these products which are more competitive than the other banks I am with. Reviewed on: 8th June 2026

I’m a disabled man when every I phone up they can no...

5
I’m a disabled man when every I phone up they can not doing a thought for me. Reviewed on: 8th June 2026

Easy to use

5
Really easy and a good choice to use helps with spreading payments and makes purchases more affordable Reviewed on: 8th June 2026

Excellent customer service and communication.

5
Excellent customer service and communication. Reviewed on: 8th June 2026

Paypal credit is the best

5
With Paypal credit you can do your shopping and spread your payments without any extra fees Reviewed on: 8th June 2026

Been a fantastic credit card to use

5
Been a fantastic credit card to use Reviewed on: 8th June 2026

Easy and convenient .

5
Easy and convenient . You can use PayPal for almost any purchase which gives peace of mind and with the interest free , what’s not to like Reviewed on: 8th June 2026

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