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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Just excellent service, great helpful real people o...

Just excellent service, great helpful real people on the phone, just fantastic Reviewed on: 7th July 2026

PayPal is stress free & a safe way to purchase...

PayPal is stress free & a safe way to purchase Reviewed on: 7th July 2026

I have been using PayPal for many years now.

I have been using PayPal for many years now. I find it convenient for large online purchases because I can split the cost over 3 months. I also trust them to do the right thing if there is a dispute. Reviewed on: 7th July 2026

When contacted always very helpful and supportive

When contacted always very helpful and supportive Reviewed on: 7th July 2026

Great way of building good credit.

Great way of building good credit. Easy to use , make shopping for affordable . I use it a lot and would recommend Reviewed on: 7th July 2026

I prefer to use pay pal for internet purchases for t...

I prefer to use pay pal for internet purchases for the security the service provides and the flexibility if you need a bit of extra time to pay , such as pay in 3 Reviewed on: 7th July 2026

Very handy and easy to used in any country

Very handy and easy to used in any country Reviewed on: 7th July 2026

Absolutely fantastic, easy and flexible credit mana...

Absolutely fantastic, easy and flexible credit management with almost 0 fees when you know how to use it. Its tgw best credit card so far! Reviewed on: 7th July 2026

Purchase now and pay later promotion was good but I...

Purchase now and pay later promotion was good but I could not know when this promotion will come to an end. It would be good to remind a consumer to remind the same in advance. I contacted the customer service as the D/D payment somehow did not go through and I was charged for the late fee. The customer service was not helpful at all as they could not explain to me what they could do. Reviewed on: 7th July 2026

Easy online

It’s very convenient and easy to use with a decent link. Reviewed on: 7th July 2026

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