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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 87,388 reviews, last reviewed 27th Apr 2026
1688050% increase in 5 star reviews
in the past 90 days
4800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent offering, pay by 3, Paypal credit and the... Excellent offering, pay by 3, Paypal credit and the security is fab. Reviewed on: 27th April 2026
Heather M's avatar
Heather M

Latest lowest rating:

1

PayPal credit helped when time's were hard allowing... PayPal credit helped when time's were hard allowing an extra option to help pay for essentials and able to pay back at a later date Reviewed on: 27th April 2026
Stephanie J's avatar
Stephanie J
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (87388)

I use it all the time when is convenient?

5
I use it all the time when is convenient? It worked for me. Reviewed on: 14th April 2026
Fitim Kingji 's avatar
Fitim Kingji

Easy to use app.

5
Easy to use app. Always inform of any payments due. Pay in 3 is excellent. Reviewed on: 14th April 2026
Jim B's avatar
Jim B

I appreciate payment options and any payments are pr...

5
I appreciate payment options and any payments are processed more or less the next day. I can’t comment on customer service as I don’t really call or need to get in touch Reviewed on: 14th April 2026
Theresa k Evans 's avatar
Theresa k Evans

Good service throughout last 10 years

4
Good service throughout last 10 years Reviewed on: 14th April 2026
Ciro D's avatar
Ciro D

Click and Paid

5
It is simple and easy, a few clicks and payment is complete. Reviewed on: 14th April 2026
Daphne B's avatar
Daphne B

Always there when needed

5
I'm using PayPal for many many years now. Never had bad experience. With the years my credit limit was growing and always there when needed. Thank You PayPal. Reviewed on: 14th April 2026
Katinka M's avatar
Katinka M

Really easy to apply and stress free

5
Really easy to apply and stress free Reviewed on: 14th April 2026
Lukasz 's avatar
Lukasz

Simplicity at it's best

5
Simple slick. No complicate firms Reviewed on: 14th April 2026
Geraint Dawe's avatar
Geraint Dawe

PayPal is the best!

5
I find that Payments are very efficient and fast Reviewed on: 14th April 2026
Corina E's avatar
Corina E

Feels confusing to use for some reason.

4
Feels confusing to use for some reason. No customer service. Also showing my old address in my statement and i have no wag of changing it even tho my paypal settings show my right address Reviewed on: 14th April 2026
Gav B's avatar
Gav B

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