Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181060 reviews)

View other PayPal products

4.73

Based on 181,057 reviews, last reviewed 27th Jul 2026

148% increase in 5 star reviews

in the past 90 days

199% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use and the app is great Easy to use and the app is great Reviewed on: 27th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181060)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Excellent, trackable payment options

Easy to use app, good security, various payment options, great response if orders have to be cancelled, quick refunds given if needed Reviewed on: 13th July 2026

So easy to set up and use, makes online shopping eas...

So easy to set up and use, makes online shopping easier! Quicker! And gives a great opportunity to buy the more expensive items with “buy in three”! Great stuff. Reviewed on: 13th July 2026

Very easy to use app, customer services easy to conn...

Very easy to use app, customer services easy to connect and excellent service. Reviewed on: 13th July 2026

Easy peasey

Safe and convenient. Say no more Reviewed on: 13th July 2026

Easy to use.

Easy to use. Get notification of upcoming payments that are due Reviewed on: 13th July 2026

PayPal user for many years.

PayPal user for many years. Helpful. Professional and prompt. Excellent company superb service. Reviewed on: 13th July 2026

Good service

Really good service and peace of mind Reviewed on: 13th July 2026

Safe, secure and reliable service

Safe, secure and reliable service Reviewed on: 13th July 2026

I found PayPal credit useful.

I found PayPal credit useful. But prefer using other services that provide offers when using credit. PayPal credit was easy to use and very easy to check balances on. I also liked how easy it was to pay toward the balance using already set up cards and accounts within PayPal. Reviewed on: 13th July 2026

Easy and reliable service, any queries are resolved...

Easy and reliable service, any queries are resolved efficiently! Really happy with the service provided. Reviewed on: 13th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Very Account
from Shop Direct 3.18 from 28 reviews
Payments
from PayPal 4.70 from 3855 reviews
Retail Finance
from Novuna Personal Finance 4.73 from 173 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101230 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.67 from 124 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub