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PayPal: PayPal Credit reviews

4.73
Based on 181,057 reviews, last reviewed 27th Jul 2026
148% increase in 5 star reviews
in the past 90 days
199% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use and the app is great Easy to use and the app is great Reviewed on: 27th July 2026
Clare's avatar
Clare

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181059)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Great option to spread large purchases

5
Great option to spread large purchases Reviewed on: 13th July 2026

Amazing service couldn’t recommend it more

5
Amazing service couldn’t recommend it more Reviewed on: 13th July 2026

Amazing service couldn’t recommend it more

5
Amazing service couldn’t recommend it more Reviewed on: 13th July 2026

Easy to use app.

5
Easy to use app. I like how I can review purchases quickly and it’s all virtual. No more losing cards. Reviewed on: 13th July 2026

I have been with paypal for year, they help me sprea...

5
I have been with paypal for year, they help me spread the cost of things at a time when it’s needed. Reviewed on: 13th July 2026

Friendly and Efficient

5
If I’ve had an issue, it’s been expedited most efficiently. They were easy to contact, and dealt with a real human, who was very friendly and professional. Reviewed on: 13th July 2026

Amazing stuff the best never experienced better

5
Amazing stuff the best never experienced better Reviewed on: 13th July 2026

Wonderful system to use and very easy to use for pay...

5
Wonderful system to use and very easy to use for paying off things and also gives a a lot of flexibility to pay it off Reviewed on: 13th July 2026

Great but could be better

4
Great service, a little upset that the app (checkint crypto) stopped working. Reviewed on: 13th July 2026

Pay pal work for you and with you.

5
I recently had an issue with a company taking payments I had not agreed with ,Pay pal stepped in and sorted it.I have been with pay pal well over 19years. I highly recommended if you want your money safe pay pal is the one. Reviewed on: 13th July 2026

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