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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

PayPal credit and PayPal pay later are good, helpful...

PayPal credit and PayPal pay later are good, helpful services and are available on most websites Reviewed on: 7th July 2026

Excellent customer service

A couple of times I have needed to contact customer services and have always found them to be extremely efficient sorting any problems or refunds. Other reasons for contact might be due to payment being taken but electronic goods not received and again any issues are sorted promptly. Reviewed on: 7th July 2026

It has always been very smooth.

It has always been very smooth. From payments to couriers notifications and approval and delivery of credit card. Reviewed on: 7th July 2026

The 4 months interest-free credit for purchases over...

The 4 months interest-free credit for purchases over £100 is a game changer! Reviewed on: 7th July 2026

Trusted credit at a competitive rate, that can be p...

Trusted credit at a competitive rate, that can be paid of at a rate to suit your pocket. Reviewed on: 7th July 2026

Used PayPal for over 10 years , never had any issues.

Used PayPal for over 10 years , never had any issues. Reviewed on: 7th July 2026

Fantastic experience, great customer service

Fantastic experience, great customer service Reviewed on: 7th July 2026

Easy, non complicated, have been using for years.

Easy, non complicated, have been using for years. Reviewed on: 7th July 2026

PayPal has been excellent for me.

PayPal has been excellent for me. I’ve used it for online purchases and payments for quite some time, and it has always provided peace of mind thanks to its strong security and buyer protection features. Transactions are quick, easy, and reliable, and I like that I don’t have to share my card details with every website I shop on. The platform is user-friendly, and whenever I’ve needed help, the support experience has been positive. Overall, PayPal is a trustworthy service that makes online payments safer and more convenient. Highly recommended! Reviewed on: 7th July 2026

Thue have an amazing team willing to help whenever y...

Thue have an amazing team willing to help whenever you need. Reviewed on: 7th July 2026

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