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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147943 reviews)

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4.73

Based on 147,845 reviews, last reviewed 2nd Jul 2026

4457750% increase in 5 star reviews

in the past 90 days

13000% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy, quick. Easy, quick. Buying something in Euros but the system just handled it easily Reviewed on: 2nd July 2026

Latest lowest rating:

1

Dislike their lack repayment notifications Constant issues with paypal credit. Then I get a red letter through the door demanding tiny amounts which affects my credit. Probably my fault for not... Read more Reviewed on: 2nd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (147943)

I feel confident that I am dealing with a trustworth...

I feel confident that I am dealing with a trustworthy organisation. I am impressed with their security functions and I love the credit options that help me budget effectively Reviewed on: 8th June 2026

Easy to use and flexible payments

’ve had a positive experience using PayPal Credit. The application process was straightforward, and it has given me flexibility when making larger purchases. Managing payments is simple through my PayPal account, and I appreciate being able to spread the cost when needed. Overall, it’s been a convenient and reliable service for me. Reviewed on: 8th June 2026

Convenient and reliable

Easy to apply, simple to use, and integrates well with PayPal. A handy option for flexible spending. Reviewed on: 8th June 2026

Always had great service.

Always had great service. Care taken with purchases. Delivered with safety in mind Reviewed on: 8th June 2026

Flexible options that meet the needs of its users.

The flexibility and ease to pay with instalments or for longer periods makes purchases very easy. Reviewed on: 8th June 2026

Great experience defintly recommend

Great experience recommend +++++++. Great help when needed paypal credit Reviewed on: 8th June 2026

Use PayPal for lots of things, from credit to sendin...

Use PayPal for lots of things, from credit to sending money to friends and family, excellent app Reviewed on: 8th June 2026

Quick and easy to use, so far I have had no problems...

Quick and easy to use, so far I have had no problems using Paypal Credit and feel safer paying using this as it is easier to get any disputes with the orders I've made resolved within the allotted time Reviewed on: 8th June 2026

Been using PayPal for years now and find the flexibi...

Been using PayPal for years now and find the flexibility of paying for goods is excellent Reviewed on: 8th June 2026

Great service

Always helpful using the Take-3 optionfor larger purchases & PayPal credit has been great! Reviewed on: 8th June 2026

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