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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Have never had issues using paypal.

Have never had issues using paypal. Reviewed on: 7th July 2026

Nice to have PayPal as an option for shopping.

Nice to have PayPal as an option for shopping.Credit option for 3 month help me a lot to spread cost Reviewed on: 7th July 2026

A great credit account

With PayPal credit I can always make big purchases knowing I can pay in instalments. Reviewed on: 7th July 2026

Brilliant always help me when I've had a problem

Brilliant always help me when I've had a problem Reviewed on: 7th July 2026

Simple and easy, no fuss, no phone calls

Simple and easy, no fuss, no phone calls or lengthy application forms Reviewed on: 7th July 2026

PayPal is great!

PayPal is a great way to pay and fast checkout I highly recommend it it's top notch Reviewed on: 7th July 2026

Paypal is a great credit service

Paypal credit always helps in a bind, and offers many ways to use it. Reviewed on: 7th July 2026

Fare easy access

Fare easy access, good option split payments over period Reviewed on: 7th July 2026

Best credit service ever.

Best credit service ever. Good interest rate and quality customer service. Reviewed on: 7th July 2026

Allows purchasing more easily.

Allows purchasing more easily. I use PayPal credit and pay in 3 frequently Reviewed on: 7th July 2026

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