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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 86,367 reviews, last reviewed 26th Apr 2026
1640600% increase in 5 star reviews
in the past 90 days
4650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good, easy to use, quick and secure. Very good, easy to use, quick and secure. Reviewed on: 26th April 2026
Cristina S's avatar
Cristina S

Latest lowest rating:

2

Sometimes it works but not always. Sometimes it works but not always.. offers made for split repayments the balances are not always shown. Confusing Reviewed on: 26th April 2026
Jim F's avatar
Jim F
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (86367)

All good

4
Good so far, you’ve made my experience a lot easier than I thought it would be. Reviewed on: 13th April 2026
Deborah Wilson's avatar
Deborah Wilson

I use their credit for larger purchases as I keep mo...

5
I use their credit for larger purchases as I keep most savings in fixed accounts, it allows me to pay over a longer term without withdrawing from them. Reviewed on: 13th April 2026
Dominic M's avatar
Dominic M

Experience so far us good, no problem at all

5
Experience so far us good, no problem at all Reviewed on: 13th April 2026
Tereze's avatar
Tereze

Never had a fault atall, always easy to spead with i...

5
Never had a fault atall, always easy to spead with if there is any issues with payments or refunds eapecially! Perfect when purchasing items your unsure about or spending alot of money because they can help get your money back! Reviewed on: 13th April 2026
M W's avatar
M W

I regularly use PayPal and have found it an excellen...

5
I regularly use PayPal and have found it an excellent payment method. Reviewed on: 13th April 2026
Keith N's avatar
Keith N

Always good, always used it never any issues makes p...

5
Always good, always used it never any issues makes paying easier Reviewed on: 13th April 2026
sean mccarthy's avatar
sean mccarthy

Made Managing Purchases So Much Easier

5
I’m very happy with PayPal Credit. It’s quick to use, easy to manage, and gives me extra flexibility when making purchases. I like how clear everything is, and it’s been a really helpful tool for spreading the cost when needed. Reviewed on: 13th April 2026
Allie's avatar
Allie

Easy to use.

5
Never have any problems with pay pal Reviewed on: 13th April 2026
Michelle 's avatar
Michelle

Perfect & Easy to use

5
Super easy to sign up for - PayPal credit is very easy to navigate and find out your limit. A card can also be requested making it easy to use in stores too. It’s easy to navigate around the app and also has great starter offers. Reviewed on: 13th April 2026
Jaz's avatar
Jaz

Always mange to speak to real person wheen ive had a...

5
Always mange to speak to real person wheen ive had an issue. Reviewed on: 13th April 2026
Natalie P's avatar
Natalie P

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