Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147981 reviews)

View other PayPal products

4.73

Based on 147,845 reviews, last reviewed 2nd Jul 2026

4457750% increase in 5 star reviews

in the past 90 days

13000% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy, quick. Easy, quick. Buying something in Euros but the system just handled it easily Reviewed on: 2nd July 2026

Latest lowest rating:

1

Dislike their lack repayment notifications Constant issues with paypal credit. Then I get a red letter through the door demanding tiny amounts which affects my credit. Probably my fault for not... Read more Reviewed on: 2nd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (147981)

The ease, convenience, accessibility and availabilit...

The ease, convenience, accessibility and availability of PayPal is superb. The refund processing and team too is reliable. Reviewed on: 8th June 2026

My experience has always been straight forward.

My experience has always been straight forward. I’ve not needed to contact customer services so I can’t comment on that. The service makes purchases affordable without having to pay interest so I don’t feel penalised because sometimes I can’t buy outright. Reviewed on: 8th June 2026

Handy to have

I've been with PayPal for years now and I've never had any problems its always been easy to use and easy to understand. Reviewed on: 8th June 2026

PayPal pay in 3

PayPal pay in 3 is a very helpful interest free payment plan, easy access and fast approval payment Reviewed on: 8th June 2026

never had a problem all good with the dealings i ha...

never had a problem all good with the dealings i have had with paypal Reviewed on: 8th June 2026

PayPal has been a good experience for me the super g...

PayPal has been a good experience for me the super good at exchanging thing that you might not understand there interest on borrowing if fair I have no complaints I’ve already recommended family and friends who are now happy customers I look forward to the future with Paypal I’m thinking about getting Paypal debit card next thank you Paypal love you all one of the best lenders out there keep the good work up . Reviewed on: 8th June 2026

Smooth and fast payment.

Smooth and fast payment. Good credit provided. Reviewed on: 8th June 2026

Convenient and safe

Paypal is a safe convenient way of paying for items small or large. My only reason for 4/5 stars is when making payments to my PayPal a count from my bank it takes a long time to clear. Reviewed on: 8th June 2026

Best method of payment online

Easy to use and different payment methods that can be used across multiple sites make it an excellent choice for payments and you can use it with confidence you will be safe. Reviewed on: 8th June 2026

Love pay pal credit and the 4 month interest free op...

Love pay pal credit and the 4 month interest free option on large purchases Reviewed on: 8th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Better Off Calculator
from Policy in Practice 4.64 from 496 reviews
Loan
from Snap Finance 4.82 from 370 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 79190 reviews
Payments
from PayPal 4.71 from 3759 reviews
Credit card
from PayPal 4.70 from 100 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub