Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

View other PayPal products

4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181153)

Fantactic and simple to use and have

Fantactic and simple to use and have Reviewed on: 7th July 2026

Easy as 123

Easy to use fast and useful great for every day use Reviewed on: 7th July 2026

Never had an issue.

Never had an issue, and when I've had to speak to people I've had good service Reviewed on: 7th July 2026

The response has and is always brilliant very good e...

The response has and is always brilliant very good experience with my experience Reviewed on: 7th July 2026

Just simple and easy customer service helpful when n...

Just simple and easy customer service helpful when needed Reviewed on: 7th July 2026

I love it it's helped me sooo much I can't be more t...

I love it it's helped me sooo much I can't be more thankful Reviewed on: 7th July 2026

Value for money

Easy to use and good value.. Always accepted every place. Reviewed on: 7th July 2026

Paypal is easy to use and can be trusted

Paypal is easy to use and can be trusted Reviewed on: 7th July 2026

Pretty painless process and easy to navigate

Pretty painless process and easy to navigate Reviewed on: 7th July 2026

I’ve always had a good experience with PayPal.

I’ve always had a good experience with PayPal. Any issues I’ve had in the past have always been resolved quickly and efficiently. Reviewed on: 7th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Payments
from PayPal 4.72 from 3854 reviews
Loan
from Snap Finance 4.81 from 370 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101307 reviews
Payments
from PayPal 4.72 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub