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PayPal: PayPal Credit reviews

4.73
Based on 148,011 reviews, last reviewed 3rd Jul 2026
4465350% increase in 5 star reviews
in the past 90 days
13050% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent PayPal Excellent, PayPal is fast and efficient Reviewed on: 3rd July 2026
Rachel S's avatar
Rachel S

Latest lowest rating:

1

Had my PayPal on direct debit for 7 years. Had my PayPal on direct debit for 7 years. No issues. This week a phone call saying I am late with payment?? No it’s on DD so can’t be late it’s on pa... Read more Reviewed on: 3rd July 2026
Lisa D's avatar
Lisa D

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (148043)

have got the best service yet from PayPal have used...

5
have got the best service yet from PayPal have used alll three options for paying without any problems Reviewed on: 8th June 2026

Paypal hassle free customers service and care

5
I have been Paypal for numbers of years and don't have any issues. Reviewed on: 8th June 2026

My experience with PayPal has been very good

5
My experience with PayPal has been very good Reviewed on: 8th June 2026

Any issues sorted super quick.

5
Any issues sorted super quick. Excellent way yo pay for larger items Reviewed on: 8th June 2026

A bank manager in my hand

5
PayPal offers me a complete safe , manageable, piece of mind money action plans … a bank manager in my hand Reviewed on: 8th June 2026

Quick and very easy to use, would recommend

5
Quick and very easy to use, would recommend Reviewed on: 8th June 2026

PayPal is straightforward to use.

4
PayPal is straightforward to use. I avoided using it for years as I never trusted allowing access to my main account. However, you are notified prior to anymore coming out. You need to authorise any payment. The level of security provided as made me trust linking accounts to PayPal. Reviewed on: 8th June 2026

Fast and good service clear to understand

5
Fast and good service clear to understand Reviewed on: 8th June 2026

Easy, trusted, ideal

5
Easy, trusted and ideal for the online world. Happy with service. Would recommend. Reviewed on: 8th June 2026

Paypal Credit the convenient way to buy

5
From start to finish and even if there's an issue, paypal credit has been excellent for buying and paying later Reviewed on: 8th June 2026

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