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PayPal: PayPal Credit reviews

4.90
Based on 86,190 reviews, last reviewed 26th Apr 2026
1632600% increase in 5 star reviews
in the past 90 days
4600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal for ease and peace of mind PayPal is so easy to use and transactions are secure so I have real peace of mind. PayPal pay in 3 and PayPal credit are great ways to spread the cost... Read more Reviewed on: 26th April 2026
Colin Dare's avatar
Colin Dare

Latest lowest rating:

2

interface is not clear. interface is not clear. i had massive problem to pay paypal credit by using wallet cards. old interface like 5y sgo was way better. i hate it so much ... Read more Reviewed on: 26th April 2026
rafal's avatar
rafal

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (86190)

Excellent service

5
Best way to pay in a convenient way Reviewed on: 13th April 2026

PayPal the best men can get when is come ...

5
PayPal the best men can get when is come to finance Reviewed on: 13th April 2026

Opportunities galore!

5
It’s enabled me to have great opportunities which I wouldn’t have had without being able to pay it back slowly. Reviewed on: 13th April 2026

Easy to use.

5
Easy to use. always a simple straightforward experience. Reviewed on: 13th April 2026

Never needed customer services, always had service i...

5
Never needed customer services, always had service i can trust. Reviewed on: 13th April 2026

Quick and easy to make a purchase safely

5
Quick and easy to make a purchase safely Reviewed on: 13th April 2026

Great choice.

5
PayPal is very easy to use and flexible when making purchases. It gives you a chance to split the cost into instalments without interest. Reviewed on: 13th April 2026

Used for sending money and buying goods

5
Used for sending money and buying goods Reviewed on: 13th April 2026

Very satisfactory.

4
Always been very satisfactory. PayPal never really goes above and beyond, but they never disatisfy me either. The few times I've used customer service they've been fairly helpful, providing just what I needed in a reasonable amount of time..The services they offer are adequate, again, nothing notable. Reviewed on: 13th April 2026

Good easy credit lender

5
Easy to use and set up, really easy to make payments and set up regular payments Reviewed on: 13th April 2026

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