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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Ease, simplicity and speed

The ease, simplicity and speed at which you can access the services provided, give you confidence when you need to make a purchase. It is reassuring to know they're there. I have used PayPal Credit before and undoubtedly will again. Reviewed on: 7th July 2026

5* all the way

Both the web site and android app is very easy to use and the PayPal credit options, especially the new MasterCard option are both innovative and very useful for larger purchases Reviewed on: 7th July 2026

Excellent customer service and fast and efficient wi...

Excellent customer service and fast and efficient with any questions I have had Reviewed on: 7th July 2026

PayPal Credit has been one of the best credit servic...

PayPal Credit has been one of the best credit services I’ve ever used. I love the flexibility - it removes the pressure of paying for purchases all at once. Being able to spread payments over four months, even for purchases made at different times, has made budgeting much easier. It’s given me peace of mind, and the whole process has been simple, convenient, and reliable. I’m grateful for the flexibility and excellent service PayPal Credit provides. Reviewed on: 7th July 2026

They offer good plans for you to purchase things.

They offer good plans for you to purchase things. Such as pay in 3, but now pay later and multi year plans I have been on all types of these plans with PayPal and felt at ease as the I was able to pay comfortably. Reviewed on: 7th July 2026

Easy to use and safe.

Easy to use and safe. Keeps you informed about your account and payments due. Reviewed on: 7th July 2026

I’ve been using PayPal for a long time and it’s neve...

I’ve been using PayPal for a long time and it’s never failed me! I use it to cover large expenses and when I’m unsure of a website and they always have my back!! I’m very grateful and love that I can always use PayPal when I’m wanting to live my life to the fullest! Reviewed on: 7th July 2026

Easy access and customer friendly

Easy access and customer friendly Reviewed on: 7th July 2026

PayPal is an easy-to-use and widely accepted platfor...

PayPal is an easy-to-use and widely accepted platform for quick, secure payments. Transactions are fast, and buyer protection adds reassurance when shopping online. High rates on certain fees can be a downside, but customer service is generally helpful. Overall, a dependable choice for everyday use. Reviewed on: 7th July 2026

Since I used PayPal, I have seen that it is a very e...

Since I used PayPal, I have seen that it is a very easy, valid payment system everywhere. Especially the debit card and credit card that came out at that time became much more perfect. I hope you can increase the limits as well. Reviewed on: 7th July 2026

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