Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

View other PayPal products

4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181153)

I use them regularly for big purchases

I use them regularly for big purchases Reviewed on: 7th July 2026

Paypal is reliable and trustworthy use either for tr...

Paypal is reliable and trustworthy use either for transfers, international payment or online shopping you are 100% covered Reviewed on: 7th July 2026

PayPal Credit Makes Shopping Easier

PayPal Credit has helped me purchase things for myself and my children while giving me the flexibility to pay later. I find it safe, secure, and convenient to use whenever I need it. I really appreciate how reliable it has been, and it has become a service I depend on. Thank you. Reviewed on: 7th July 2026

PayPal credit is simple to use

PayPal credit is easy, it’s all set up. You get a statement every month so you know exactly where you are. Reviewed on: 7th July 2026

PayPal is always there when I need it.

PayPal is always there when I need it and it always helps me out. It allows me to buy more expensive things than my monthly wage allows me to and I can then afford to pay that debt off over a couple of months. It makes things more affordable over time. Reviewed on: 7th July 2026

A very convenient way to pay!

A very convenient way to pay for many things across the internet saving time and effort. PayPal does the heavy lifting so you don’t have to which is wonderful. Reviewed on: 7th July 2026

DOUBLE PAYMENT

Recently l bought items from Xpluswear.com and l made a double payment through PayPal on the same items . I contacted PayPal customer's service about the double payments. My money was refunded by Paypal and they paid it into my account. Reviewed on: 7th July 2026

So easy to apply for PayPal credit, found my experie...

So easy to apply for PayPal credit, found my experience 100% satisfactory in every way, got the TV I wanted but only if I had the backing from a big company Reviewed on: 7th July 2026

Easy to use and trust worthy to use.

Easy to use and trust worthy to use. You can feel easy that if you buy something with PayPal you are covered for dishonest selling. Reviewed on: 7th July 2026

10/10 for customer service

I have found it very easy to communicate with PayPal, and their rewards system is great Reviewed on: 7th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Payments
from PayPal 4.72 from 3854 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101307 reviews
Payments
from PayPal 4.72 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub