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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148089 reviews)

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4.73

Based on 148,011 reviews, last reviewed 3rd Jul 2026

4465350% increase in 5 star reviews

in the past 90 days

13050% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent PayPal Excellent, PayPal is fast and efficient Reviewed on: 3rd July 2026

Latest lowest rating:

1

Had my PayPal on direct debit for 7 years. Had my PayPal on direct debit for 7 years. No issues. This week a phone call saying I am late with payment?? No it’s on DD so can’t be late it’s on pa... Read more Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148089)

So easy to use and the help you get when you phone i...

So easy to use and the help you get when you phone is really good and they sort any problem you have. Reviewed on: 8th June 2026

Great service

Always helpful when needed, had to phone a few times to clear some questions I had as a first time pay pal customer. Great help over the phone and direct useful information given Reviewed on: 8th June 2026

Great flexibility excellent customer service

Great flexibility and brilliant offers. Excellent customer service and support. Easy to use and understand. Reviewed on: 8th June 2026

Better than credit card.

Everything clear and save my money, i could buy more. Very recommended. Better than credit card. I could pay back before time. I got 0% for 4 month. I helped me buy what i wanted. Customer service protect my money. Reviewed on: 8th June 2026

Like a best friend

I've used PayPal for years now!! I can pay in 3, or get credit. I dont think these days I could survive without it!!? Always helpful, always kind!! Reviewed on: 8th June 2026

Convenient, frictionless, we'll integrated.

I've used PayPal credit twice, it's well integrated with most big retailers and it's a flawless experience online to pay by PayPal credit, what's not to like. Reviewed on: 8th June 2026

Not the best.

Its ok. Not great. A little difficult to navigate round when you actually want to speak with a real person. Reviewed on: 8th June 2026

PayPal are Fab

Great company and great customer service. Good products and excellent offers Reviewed on: 8th June 2026

Life saving and convenient

Life saving and convenient, wish it would be implemented in even more stores. Option for selecting which thing I've bought to pay down first would be awesome as well. Reviewed on: 8th June 2026

It's been great.

It's been great. Wonderful customer service. Ease of payment fair interest rates Reviewed on: 8th June 2026

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