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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148112 reviews)

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4.73

Based on 148,011 reviews, last reviewed 3rd Jul 2026

4465350% increase in 5 star reviews

in the past 90 days

13050% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent PayPal Excellent, PayPal is fast and efficient Reviewed on: 3rd July 2026

Latest lowest rating:

1

Had my PayPal on direct debit for 7 years. Had my PayPal on direct debit for 7 years. No issues. This week a phone call saying I am late with payment?? No it’s on DD so can’t be late it’s on pa... Read more Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148112)

It’s the ubiquitous payment platform!

It’s the ubiquitous payment platform. So many ways to pay and to spread payments. Reviewed on: 8th June 2026

I’ve been a loyal customer to PayPal since i was 18...

I’ve been a loyal customer to PayPal since i was 18 and am satisfied with its features, the ease of credit applications, payment installments etc. and its reliability Reviewed on: 8th June 2026

Easy financing for when you really need it

Easy financing for when you really need it Reviewed on: 8th June 2026

Security is paramount

Highly reliable and user-friendly digital payment platform that makes online transactions simple and secure. I tried many financial institutions from a flight with satellite internet connections - and only Paypal could identify the risk and refused to proceed. I have also found the platform to be efficient for sending and receiving payments, managing international transactions, and integrating with various e-commerce solutions. The user interface is intuitive, and the security features provide confidence when handling financial transactions. Reviewed on: 8th June 2026

My experience with Paypal

I had a very positive experience using the platform. It was easy to navigate, secure, and convenient for sending and receiving payments. Transactions were processed smoothly, and I found the service reliable for managing online payments. Overall, I was satisfied with my experience using PayPal. Reviewed on: 8th June 2026

Reliable online payment service

With PayPal credit it’s easy payment flexibility &Trusted financing option. I’ve been using PayPal for many years and consider it one of the safest and most convenient ways to make online payments. Reviewed on: 8th June 2026

Paying with PayPal

I often use PayPal for purchases and to spread the cost of more expensive purchases. The App is easy to follow and helps with keeping track of payments, time frames and payment due dates. when buying a product online from a retailer I haven’t previously used I feel confident if PayPal is accepted that I have a platform for security of payment and a reliable service should a refund be required. Reviewed on: 8th June 2026

Always trusted and quick to use.

Always trusted and quick to use. Kkkkkklllkkkkkkkklfglgdgklhfjkffjjfjkggkgfkhgkjgk Reviewed on: 8th June 2026

Paypal Credit experience is smooth,

Paypal Credit experience is smooth, Reviewed on: 8th June 2026

Quick and simple

Quick and easy… plus I had 4konths flexibility to pay the amount Reviewed on: 8th June 2026

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