Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 86,017 reviews, last reviewed 26th Apr 2026
1624700% increase in 5 star reviews
in the past 90 days
4600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Simple checkout, helpful credit option I’ve been using PayPal Credit for a while and it’s been convenient for spreading the cost of larger purchases. The application process was straightfor... Read more Reviewed on: 26th April 2026
Khads's avatar
Khads

Latest lowest rating:

2

interface is not clear. interface is not clear. i had massive problem to pay paypal credit by using wallet cards. old interface like 5y sgo was way better. i hate it so much ... Read more Reviewed on: 26th April 2026
rafal's avatar
rafal
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (86017)

Very Nice

5
Very Nice prefet good exprenci good Reviewed on: 13th April 2026
Wilson B's avatar
Wilson B

Excellent customer service and quick to resolve issues

5
Excellent customer service and quick to resolve issues Reviewed on: 13th April 2026
Faith O's avatar
Faith O

Reliable, easy to use and offers excellent value and...

5
Reliable, easy to use and offers excellent value and choices. Reviewed on: 13th April 2026
Wendy D's avatar
Wendy D

I had a very good experience with the payment.

5
I had a very good experience with the payment. Very flexible. It spreads the payments which is with small amount of money I can buy lots of things by the time paying it. Reviewed on: 13th April 2026
Mery B's avatar
Mery B

My experience with PayPal is extremely good

5
My experience with PayPal is extremely good Reviewed on: 13th April 2026
Esinath G's avatar
Esinath G

Since I used PayPal I had no any bad experience.

5
Since I used PayPal I had no any bad experience. Reviewed on: 13th April 2026
ALTEGANI Y's avatar
ALTEGANI Y

Amazing experience really happy with everything eas...

5
Amazing experience really happy with everything easy transactions without any problems Reviewed on: 13th April 2026
Eirini G's avatar
Eirini G

Excellent Service

5
Paypal has been a life saver and have excellent customer service ever ready to assist you. Reviewed on: 13th April 2026
Kay Cov's avatar
Kay Cov

Great and smooth transaction.

5
Great and smooth transaction. Easy and instructions clear. Reviewed on: 13th April 2026
Sabina L's avatar
Sabina L

Deeziedee

5
I have always had an excellent every thing is so easy in one place no stress really good easy to use very helpfull in all aspects wont be without it happy happy days Reviewed on: 13th April 2026
Denise J's avatar
Denise J

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill