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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

I am using paypal for over 7 years.

I am using paypal for over 7 years. It is very helpful and easy to use. I have a paypal credit card which i am using for shopping and accumulate points. Strongly recommend! Reviewed on: 7th July 2026

It's been an excellent service over the many years I...

It's been an excellent service over the many years I have used it and whenever I make any online purchases I can be rest assured that incase I have any dispute I have added protection Reviewed on: 7th July 2026

PayPal magic

I have always used PayPal to send money to my family, it’s the safest method available Reviewed on: 7th July 2026

Im using PayPal around 2015 to now it’s amazing

Im using PayPal around 2015 to now it’s amazing Reviewed on: 7th July 2026

Efficient service.

They are reliable and efficient. Reviewed on: 7th July 2026

This really helps me out as I get paid monthly and s...

This really helps me out as I get paid monthly and sometimes I just can't stretch the pay long enough and use it mainly for food shops from Iceland Reviewed on: 7th July 2026

Constantly using PayPal for everything safe and love...

Constantly using PayPal for everything safe and love it Reviewed on: 7th July 2026

Applying was easy, rules clear and using Paypal Cred...

Applying was easy, rules clear and using Paypal Credit for me is better than my other credit card. I can check my balance and how much I shoyld pay off at a given time to avoid extra charges. Its a life saver. Reviewed on: 7th July 2026

One experience wasn’t that great but other than that...

One experience wasn’t that great but other than that I’m always using PayPal and I love how convenient it is. Reviewed on: 7th July 2026

Can always recommend PayPal for great service and n...

Can always recommend PayPal for great service and never any worries Reviewed on: 7th July 2026

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