Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 181,153 reviews, last reviewed 21st Sep 2026
62% decrease in 5 star reviews
in the past 90 days
49% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026
Glebs D's avatar
Glebs D

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181153)

Been online shopper from overseas there no better pr...

5
Been online shopper from overseas there no better protection and assurance than PAYPAL in the worldwide for sure there always there for you when you need it. I can’t imagine shopping online without the backup of PayPal . Thank you PayPal to make it safe for me and my family money. Reviewed on: 7th July 2026

Very good service quick response and very helpful

5
Very good service quick response and very helpful Reviewed on: 7th July 2026

PayPal has been incredible for me to build up my cre...

5
PayPal has been incredible for me to build up my credit and also for a student like myself it’s helped massively when I make a big purchase over £100 I can pay it over 4 months Reviewed on: 7th July 2026

PayPal credit allows flexibility for expensive purch...

5
PayPal credit allows flexibility for expensive purchases or even small purchases. Great 0% options. Reviewed on: 7th July 2026

So far soo good I've not had any issues

4
So far soo good I've not had any issues Reviewed on: 7th July 2026

Easy and secure payment platform

5
Easy and secure payment platform Reviewed on: 7th July 2026

Get PayPal and benefit.

5
PayPal is so easy, I also know I'm protected when buying and that's not to mention PayPal credit for when you need that option. I find it great for my day to day payments. I would recommend it to anyone I know and have done so. Reviewed on: 7th July 2026

Easy to use.

5
Easy to use. Good rates, good with notifications Reviewed on: 7th July 2026

Great service

5
Excellent service And very good service i am very happy Reviewed on: 7th July 2026

Ever since i used paypal it never failed me for 5 yr...

5
Ever since i used paypal it never failed me for 5 yrs or so already, very reliable Reviewed on: 7th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 101307 reviews
    PayPal
  • Payments

    from PayPal 4.72 from 3854 reviews
    PayPal
  • Credit card

    from PayPal 4.66 from 126 reviews
    PayPal
    View all products