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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148142 reviews)

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4.73

Based on 148,011 reviews, last reviewed 3rd Jul 2026

4465350% increase in 5 star reviews

in the past 90 days

13050% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent PayPal Excellent, PayPal is fast and efficient Reviewed on: 3rd July 2026

Latest lowest rating:

1

Had my PayPal on direct debit for 7 years. Had my PayPal on direct debit for 7 years. No issues. This week a phone call saying I am late with payment?? No it’s on DD so can’t be late it’s on pa... Read more Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148142)

The best ever credit account ...

So easy to follow and they send reminders regarding your payments. Great service. Reviewed on: 8th June 2026

My experience has been flawless, using PayPal credit...

My experience has been flawless, using PayPal credit for many purposes. If I've ever encountered a problem PayPal have been able to sort out quickly and professionally. Reviewed on: 8th June 2026

Great company to deal with, easy plans and payments

Great company to deal with, easy plans and payments Reviewed on: 8th June 2026

It’s so easy to use PayPal.

It’s so easy to use PayPal..anybody can use it. Reviewed on: 8th June 2026

PayPal Credit gives you flexibility

PayPal Credit gives you the flexibility to buy larger priced items and pay over a short period of time without incurring interest charges. Reviewed on: 8th June 2026

Very good site helpful Thanks will recommend to frie...

Very good site helpful Thanks will recommend to friends and family Reviewed on: 8th June 2026

Good value for money, good rates and good se...

Good value for money, good rates and good service. Good options available. Reviewed on: 8th June 2026

Excellent

I have a good experience with PayPal Reviewed on: 8th June 2026

Very easy to apply.

Very easy to apply. Clear details on my account Reviewed on: 8th June 2026

Great & secure service!

Great & secure service! Always use it at checkouts as it’s fast & trust worthy Reviewed on: 8th June 2026

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