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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

My first choice of payment

I have been using PayPal for years and I find it safe and very convenient, as well as the pay option and advantage of flexible payment like pay in 3 or PayPal credit , I have recently started using the top up card and I earn points for every penny I spend Reviewed on: 7th July 2026

Pay Pal Company

Very good Company and easy to deal with Reviewed on: 7th July 2026

I always use PayPal easy way for me to pay and then...

I always use PayPal easy way for me to pay and then if I have the pay later 3 its even better option Reviewed on: 7th July 2026

Good start, constant trust, frien for life.

Good start, constant trust, frien for life. Reviewed on: 7th July 2026

Im very glad using paypall and support team is exelent

Im very glad using paypall and support team is exelent Reviewed on: 7th July 2026

Customer Service vs Security.

I will say when it comes to refunds or claims that PayPal is not very protective of the customer, and I have had bad experiences but the ease of the service is good when paying and know that the company should be secure is reassuring. Could be easier on repayment interest tracking though. Reviewed on: 7th July 2026

Easy to use and helpful Customer service when I need...

Easy to use and helpful Customer service when I needed help after a payment overlap. They sorted it for me. Reviewed on: 7th July 2026

.PayPal credit services

I have PayPal credit for quite a while now and they have been always great. Reviewed on: 7th July 2026

Faultless service Always.

Faultless service Always. Safest way to shop online Reviewed on: 7th July 2026

I have a had a very good experience using PayPal and...

I have a had a very good experience using PayPal and only had 1 or 2 problems in the 6 years of using them for checking out, and sending money to relatives. Reviewed on: 7th July 2026

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