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PayPal: PayPal Credit reviews

4.73
Based on 148,011 reviews, last reviewed 3rd Jul 2026
4465350% increase in 5 star reviews
in the past 90 days
13050% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent PayPal Excellent, PayPal is fast and efficient Reviewed on: 3rd July 2026
Rachel S's avatar
Rachel S

Latest lowest rating:

1

Had my PayPal on direct debit for 7 years. Had my PayPal on direct debit for 7 years. No issues. This week a phone call saying I am late with payment?? No it’s on DD so can’t be late it’s on pa... Read more Reviewed on: 3rd July 2026
Lisa D's avatar
Lisa D

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (148170)

Excellent Service Provider..

5
I have found PayPal convenient to use and they have resolved any issue I had promptly. That are my go to finance where I feel safe and secure in my purchases, Reviewed on: 8th June 2026

Excellent service overall!

5
Excellent service overall!Great to use paypal credit everywhere! Reviewed on: 8th June 2026

Excellent customer service always

5
Excellent customer service always Reviewed on: 8th June 2026

Absolutely love PayPal - excellent customer services...

5
Absolutely love PayPal - excellent customer services and so convenient Reviewed on: 8th June 2026

Always reliable and PayPal have always answered quer...

5
Always reliable and PayPal have always answered queries quickly Reviewed on: 8th June 2026

Good communication with the assistance, good deals p...

5
Good communication with the assistance, good deals provided on purchases Reviewed on: 8th June 2026

Always easy to manage my payments.

5
Always easy to manage my payments. Reviewed on: 8th June 2026

PayPal is easy to use , minus a couple of app bugs w...

4
PayPal is easy to use , minus a couple of app bugs which look of been fixed via updates Reviewed on: 8th June 2026

Excellent Card

5
Never had an issue and statement is very clear on purchases and due dates .. great when they give a few months to pay on some purchases .. emails from them are great for balance due dates too for a reminder Reviewed on: 8th June 2026

Easy to set up and simple to use

5
Easy to set up and simple to use Reviewed on: 8th June 2026

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