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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148195 reviews)

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4.73

Based on 148,011 reviews, last reviewed 3rd Jul 2026

4465350% increase in 5 star reviews

in the past 90 days

13050% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent PayPal Excellent, PayPal is fast and efficient Reviewed on: 3rd July 2026

Latest lowest rating:

1

Had my PayPal on direct debit for 7 years. Had my PayPal on direct debit for 7 years. No issues. This week a phone call saying I am late with payment?? No it’s on DD so can’t be late it’s on pa... Read more Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148195)

Ok ok ok ok ok ok ok ok ok ok ok ok ok ok ok ok ok o...

Ok ok ok ok ok ok ok ok ok ok ok ok ok ok ok ok ok ok ok ok ok Reviewed on: 8th June 2026

Safe, fast, and a bit different!

Accepted almost everywhere online, safe, fast and really convenient. A different type of credit experience that has been a great fit for me. Reviewed on: 8th June 2026

The payment options are clear and offer flexibility...

The payment options are clear and offer flexibility fuss free ways to pay Reviewed on: 8th June 2026

Good customer service

Good customer service and quick response Reviewed on: 8th June 2026

Quick, easy, and providing peace of mind

I've been using PayPal for years without any glitches or problems. It is particularly useful for international purchases, giving peace of mind Reviewed on: 8th June 2026

Good solution

Pay Pal allowed me to purchase a few things that otherwise would have been unaffordable. Reviewed on: 8th June 2026

Never had an issue

Never had an issue, I have always had a positive experience with PayPal Reviewed on: 8th June 2026

Great customer service 10/10 I highly recommend use...

Great customer service 10/10 I highly recommend used paypal for over 10 years now Reviewed on: 8th June 2026

Buyer protection means Buyer protection very safe

Buyer protection means Buyer protection very safe Reviewed on: 8th June 2026

Best Credit.

PayPal is such a good value for credit with really low interest rates & plenty of repayment options. PayPal is the credit source I use the most & would definitely recommend to others. I would be lost without mine at times! Reviewed on: 8th June 2026

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