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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 85,703 reviews, last reviewed 26th Apr 2026
1610300% increase in 5 star reviews
in the past 90 days
4600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

From Tiles to Trends - Interest Free! I’ve been using PayPal Credit for a while now, specifically to help manage the costs of some ongoing home improvement projects, and it has been an abs... Read more Reviewed on: 26th April 2026
Oksana Szutkowska's avatar
Oksana Szutkowska

Latest lowest rating:

2

No thank you Pointless to do that, not likely to change Reviewed on: 25th April 2026
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Someone
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (85703)

My experience was good with paypal and im still usin...

4
My experience was good with paypal and im still using it Reviewed on: 13th April 2026
Muhammad A's avatar
Muhammad A

The best

5
Super reliable, been using them for years Reviewed on: 13th April 2026
Nick T's avatar
Nick T

Excellent customer service.

5
Excellent customer service. They understand your query empathize and tackle any problem straight away. Explanation of steps are great to. Would highly recommend to everyone Reviewed on: 13th April 2026
Alison O's avatar
Alison O

Generally experience is really good except changing...

4
Generally experience is really good except changing direct debit can be daunting, needs communication improvement in the App before user completes the transaction Reviewed on: 13th April 2026
Irfan Aamir's avatar
Irfan Aamir

Very easy to use payment option, exceptionally conv...

5
Very easy to use payment option, exceptionally convenient to spread payments without penalty if paid back in the allotted time, my goto option for all purchases. Reviewed on: 13th April 2026
Dom 's avatar
Dom

Spread your payment

5
I love how I’m able to spread my payment over three or four months. Any communications have been dealt with in a timely manner. Reviewed on: 13th April 2026
Claire G's avatar
Claire G

Any issues I have ever had have always been dealt wi...

5
Any issues I have ever had have always been dealt with promptly and with care. Any transactions have always been smooth I would recommend to anyone . Reviewed on: 13th April 2026
Jamie W's avatar
Jamie W

100% top product

5
Great service affordable great customer service Reviewed on: 13th April 2026
Tim E's avatar
Tim E

The interest rates and repayment are very favourable.

5
The interest rates and repayment are very favourable. Reviewed on: 13th April 2026
Wilbert's avatar
Wilbert

Excellent service

5
Excellent service and easy access Reviewed on: 13th April 2026
Josephine 's avatar
Josephine

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