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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

I am very satisfied with PayPal services

I am very satisfied with PayPal services Reviewed on: 7th July 2026

If PayPal payment is an option I will generally use...

If PayPal payment is an option I will generally use PayPal. For the emergency purchase there is the option to pay in three if you’re tight on funds Reviewed on: 7th July 2026

I really recommend it

I really recommend and I advice everyone to use this facility Reviewed on: 7th July 2026

Straight forward process every time

I'm not very good with technology but found this easy to navigate without relying on a family member to help for a change. Plus plenty of options to get self help Reviewed on: 7th July 2026

I’ve been a PayPal Credit user for years and never h...

I’ve been a PayPal Credit user for years and never had a bad experience. Top notch service and user experience all around. Reviewed on: 7th July 2026

Always affordable and secure in process

Always affordable and secure in process Reviewed on: 7th July 2026

Great and covers everything I need!

Great! App is so easy to use from purchasing to cryto or credit card. The new addition with being able to add cards to the Apple wallet has been brilliant! Reviewed on: 7th July 2026

All good

Never an issue., rates are good, feel protected. Reviewed on: 7th July 2026

PayPal credit has provided me with opportunity and f...

PayPal credit has provided me with opportunity and funding for my projects Reviewed on: 7th July 2026

Service guaranteed

It all seems easy and reliable I thought it might be really hard as I’m not the best with tech but it was helpful all the way Reviewed on: 7th July 2026

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