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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148254 reviews)

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4.73

Based on 148,011 reviews, last reviewed 3rd Jul 2026

4465350% increase in 5 star reviews

in the past 90 days

13050% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent PayPal Excellent, PayPal is fast and efficient Reviewed on: 3rd July 2026

Latest lowest rating:

1

Had my PayPal on direct debit for 7 years. Had my PayPal on direct debit for 7 years. No issues. This week a phone call saying I am late with payment?? No it’s on DD so can’t be late it’s on pa... Read more Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148254)

I opened an account securely and easily.

I opened an account securely and easily. No hassle. I can pay knowing I have credit available with nothing hidden. It is there for when I need it. Reviewed on: 8th June 2026

User friendly app with clear information relating to...

User friendly app with clear information relating to each account. Responsible lending and can be used almost anywhere. The capability to use on Apple Pay is very convenient. Reviewed on: 8th June 2026

reliable,straight forward, safe.

reliable,straight forward, safe.havent disappointed till now Reviewed on: 8th June 2026

Paypal, okay

Okay, PayPal credit breakdown isn't very clear Reviewed on: 8th June 2026

Every ecounter I have has always been productive and...

Every ecounter I have has always been productive and efficient. Problem alsways resolved quickly. Pay in 4 monghs is wonderfull to hep spread out large costs Reviewed on: 8th June 2026

Excellent payment options and great customer service

Excellent payment options and great customer service Reviewed on: 8th June 2026

Always been excellent with me and always there when...

Always been excellent with me and always there when i need them. Reviewed on: 8th June 2026

A good way to buy product and pay later

A good way to buy product and pay later Reviewed on: 8th June 2026

So easy and secure.

So easy and secure. Use PayPal at every opportunity, Great 0% payment options, very quick and easy payments but most of all, I love the security that comes with using PayPal, I don't need to keep giving out my bank and card details in an unsecure digital world. Reviewed on: 8th June 2026

convenient online payment service

Very convenient for my online payment Reviewed on: 8th June 2026

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