Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

View other PayPal products

4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181153)

Taking to long to resolve an issue

Taking to long to resolve an issue Reviewed on: 7th July 2026

Always helpful.

Always helpful. Fast and easy to use . Happy to be parts this company and client Reviewed on: 7th July 2026

PayPal credit gives you the option to pay back over...

PayPal credit gives you the option to pay back over time. Really simple to use and very convenient. Reviewed on: 7th July 2026

i never had any problems with my account

i never had any problems with my account Reviewed on: 7th July 2026

Trouble free and easy to operate

Trouble free and easy to operate Reviewed on: 7th July 2026

I'm wth PayPal for life!

I've been with PayPal for over ten years. The financial service they provide is unmatched and provides an extra layer of security whenever I pay for goods and services online. Reviewed on: 7th July 2026

Safe, Simple, and Great Value

I’ve been using PayPal for a while now, and it’s definitely worth it. It’s quick, easy to use, and I feel much safer paying online knowing there’s buyer protection if anything goes wrong. Reviewed on: 7th July 2026

I have been using PayPal for several years and I fin...

I have been using PayPal for several years and I find PayPal account very safe and secure app to use. If there's a problem customer service is not point. I love using PayPal and I would recommend my friend and family to use PayPal Reviewed on: 7th July 2026

When I've been scamed in the past they refunded me

When I've been scamed in the past they refunded me the money I lost. Reviewed on: 7th July 2026

Straightforward to use and pay with 10/10

Very easy and straightforward to use and pay with 10/10 Reviewed on: 7th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101307 reviews
Payments
from PayPal 4.72 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub