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PayPal: PayPal Credit reviews

4.90
Based on 85,686 reviews, last reviewed 26th Apr 2026
1609500% increase in 5 star reviews
in the past 90 days
4600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Top best So far I find PayPal easy to use and a very convenient way to pay for goods and services. Reviewed on: 26th April 2026
Beverley L's avatar
Beverley L

Latest lowest rating:

2

No thank you Pointless to do that, not likely to change Reviewed on: 25th April 2026
Someone 's avatar
Someone

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (85686)

I’ve never had any issues when using PayPal.

5
I’ve never had any issues when using PayPal. The website and app are easy to navigate and accessible to everyone. I use them regularly for purchases online and feel safe when doing so. I would recommend PayPal to anyone Reviewed on: 13th April 2026

Pay pals the best I’d be lost without it

5
Pay pals the best I’d be lost without it Reviewed on: 13th April 2026

Guriumarok

5
Everything was great. Best service I ever get. Will be back Reviewed on: 13th April 2026

Excellent

5
Excellent experience, great customer service convenient way to buy now pay later Reviewed on: 13th April 2026

Multiple offers available

5
I have bn with PayPal for 10 years and I have enjoyed multiple offers including buy now pay later, pay in 3 etc Reviewed on: 13th April 2026

Paypal credit has given me freedom

5
Paypal credit has given me freedom to buy and experience things with the flexibility of 4 months to clear the cost at no extra cost it is a brilliant feature. Reviewed on: 13th April 2026

I have been a long time user of PayPal and the 0% ov...

4
I have been a long time user of PayPal and the 0% over 4 months and protection when purchasing goods in unmatched. Customer service excels and has your Interests at their core. Reviewed on: 13th April 2026

Paypal credit card is easy to use and very handy to...

5
Paypal credit card is easy to use and very handy to have for emergencies and the flexible payment method helps. Thanks to PayPal team this works for me. Reviewed on: 13th April 2026

Very easy to use and like 0% for 4 months interest f...

5
Very easy to use and like 0% for 4 months interest free Reviewed on: 13th April 2026

Great service

5
I find using PayPal very easy to use,especially the pay in 3 function .Also the customer support is very very good. Reviewed on: 13th April 2026

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Help others make smarter decisions by sharing your own experience. Write a review