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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148268 reviews)

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4.73

Based on 148,267 reviews, last reviewed 3rd Jul 2026

4477150% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always helpful when i call, top security and purchas... Always helpful when i call, top security and purchase easily and confidently Reviewed on: 3rd July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148268)

Very easy to apply, make payments and very useful to...

Very easy to apply, make payments and very useful to have in apple wallet Reviewed on: 8th June 2026

PayPal app is easy to navigate

PayPal app is easy to access 24/7 and navigate and user-friendly. Reviewed on: 8th June 2026

The experience has been nice and simple.

The experience has been nice and simple. Very easy to navigate Reviewed on: 8th June 2026

Good experience

Always a good experience with PayPal. Transfer, paying or credit card always good! Reviewed on: 8th June 2026

I opened an account securely and easily.

I opened an account securely and easily. No hassle. I can pay knowing I have credit available with nothing hidden. It is there for when I need it. Reviewed on: 8th June 2026

User friendly app with clear information relating to...

User friendly app with clear information relating to each account. Responsible lending and can be used almost anywhere. The capability to use on Apple Pay is very convenient. Reviewed on: 8th June 2026

reliable,straight forward, safe.

reliable,straight forward, safe.havent disappointed till now Reviewed on: 8th June 2026

Paypal, okay

Okay, PayPal credit breakdown isn't very clear Reviewed on: 8th June 2026

Every ecounter I have has always been productive and...

Every ecounter I have has always been productive and efficient. Problem alsways resolved quickly. Pay in 4 monghs is wonderfull to hep spread out large costs Reviewed on: 8th June 2026

Excellent payment options and great customer service

Excellent payment options and great customer service Reviewed on: 8th June 2026

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