Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

View other PayPal products

4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181153)

I’ve given customer service a neutral vote as I’ve n...

I’ve given customer service a neutral vote as I’ve never had to call or deal with the customer service side of PayPal however that can only be a good thing, I mainly use PayPal for eBay but have used it a hand full of times for other things it’s comforting knowing if something goes wrong PayPal will be able to protect yourself and resolve any issues quickly and stress free Reviewed on: 7th July 2026

Easy and safe way to shop

Easy to apply for credit and simply the best way to shop on the Internet. Reminder email to make payments to your account. Reviewed on: 7th July 2026

paypal delivers every

paypal delivers every time and hassle free finance you don't have to jump though hoops to secure Reviewed on: 7th July 2026

Really useful financial support

Really useful financial support to allow me to buy more purchases over time without needing to pay interest. Reviewed on: 7th July 2026

Easy to use with different methods to pay

Easy to use with different methods to pay Reviewed on: 7th July 2026

I find Paypal excellent for different types of credi...

I find Paypal excellent for different types of credit and i always pay with paypal if im buying online because I know im protected Reviewed on: 7th July 2026

Excellent and good service to user

Excellent and good service to user Reviewed on: 7th July 2026

Overall very easy & hassle free experience, I did h...

Overall very easy & hassle free experience, I did how ever have one small issue which was resolved very quickly by the customer service team Reviewed on: 7th July 2026

Easy to use excellent will b useing many times in t...

Easy to use excellent will b useing many times in the future Reviewed on: 7th July 2026

Amazing .

Amazing . Love how easy it is to use . Reviewed on: 7th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101307 reviews
Payments
from PayPal 4.72 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub