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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 85,667 reviews, last reviewed 26th Apr 2026
1608700% increase in 5 star reviews
in the past 90 days
4600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use and safe Easy to use and safe knowing purchasss are protected and I can easily get resolution if there’s any issue Reviewed on: 26th April 2026
Hannah F's avatar
Hannah F

Latest lowest rating:

2

No thank you Pointless to do that, not likely to change Reviewed on: 25th April 2026
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Someone
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (85667)

Easy to use and it is very helpful to use the PayPal...

5
Easy to use and it is very helpful to use the PayPal credit and the new PayPal credit card is very helpful Reviewed on: 13th April 2026
Jenna M's avatar
Jenna M

PayPal Credit ...

5
Four months interest free on purchases plus excellent customer support. Has made it it possible to buy the things that in the past where impossible. I can now shop with confidence. Reviewed on: 13th April 2026
Rusty J's avatar
Rusty J

Amazing ,however, sometimes if you want to pay your...

5
Amazing ,however, sometimes if you want to pay your balances its longer to credit to my account. Reviewed on: 13th April 2026
joy b's avatar
joy b

Perfect communication.

5
Perfect communication. Excellent experience and professional service. Reviewed on: 13th April 2026
DANIEL T's avatar
DANIEL T

Great way to pay, lots of options available if need...

5
Great way to pay, lots of options available if need to spread payments over a length of time. Always resolves issues too. Definitely recommend to others! Reviewed on: 13th April 2026
Shelly W's avatar
Shelly W

I've used PayPal for years and for the past year I c...

3
I've used PayPal for years and for the past year I can't seem to pay anything using their pay in 3 method. I've called in to be told that I can after April 13th 2025 and it still won't let me, so I took my business elsewhere. I don't like a business that can't be truthful! However, PayPal credit has helped me over the years. Although I am tired of their constant "we're charging more interest" in one way or another. Reviewed on: 13th April 2026
Sheryl B's avatar
Sheryl B

Amazing and great and must get.

5
Amazing and great and must get. I have found it very useful and helps with all sorts of things and helps me management of bills and outdoor shopping Reviewed on: 13th April 2026
Quentus R's avatar
Quentus R

PayPal 5 star thanks

5
Money when you need it and always there when needed it Reviewed on: 13th April 2026
Stewart W's avatar
Stewart W

PayPal Credit - a life saver for me!

5
PayPal Credit - a life saver for me! I am a happy PayPal customer. 4 months interest free. Where else do you get that?! Exceptional customer service! Reviewed on: 13th April 2026
Carmen L's avatar
Carmen L

Trusted by both retailer and customer.

5
Trusted by both retailer and customer. A rare commodity. Reviewed on: 13th April 2026
Lionel T's avatar
Lionel T

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