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PayPal: PayPal Credit reviews

4.73
Based on 181,053 reviews, last reviewed 26th Jul 2026
151% increase in 5 star reviews
in the past 90 days
203% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It's a God send! My PayPal Credit account has been a God send on more than one occasion, from appliances breaking down, to emergency purchases. The pay in 3 option is ... Read more Reviewed on: 26th July 2026
Karen M's avatar
Karen M

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181056)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

PayPal Credit has been great so far.

5
PayPal Credit has been great so far. There are prompt in response and help resolve issues Reviewed on: 13th July 2026

Paypal pay in 3 is excellent

5
Paypal pay in 3 is an excellent product that I have used many times Reviewed on: 13th July 2026

Fantastic easy to make an affordable purchase fro...

5
Fantastic easy to make an affordable purchase from the many PayPal outlets highly recommended apply now you will not be disappointed 5 out of 5 or 10 out of 10 I have enjoyed many years of satisfaction thank you PayPal Reviewed on: 13th July 2026

Easy to use and clearly laid out, payments are easy...

5
Easy to use and clearly laid out, payments are easy with good communication Reviewed on: 13th July 2026

Reliable Service and Great Buyer Protection

5
I've been using them for a long time and have always been satisfied with their service. The PayPal Pay in 3 option and the ability to pay by credit card are very convenient. If any problems arise, they also help you get your money back. Reviewed on: 13th July 2026

Great customer service

4
I had someone open up a paypal credit account in my name, they racked up an order to the sum of thousands of pounds all debt on my head head, as soon as I was aware I got on touch with PayPal customer service who sorted everything out cancelled the accounts and all thr debt. Great customer service. Reviewed on: 13th July 2026

Very good with payment and receiving money very quick

5
Very good with payment and receiving money very quick Reviewed on: 13th July 2026

Trusted and convenient

5
PayPal is a trusted and convenient way to pay. Pay in 3 is very important feature. Reviewed on: 13th July 2026

Never had a problem with the service.

5
Never had a problem with the service. sometimes the app takes a time to work out Reviewed on: 13th July 2026

Happy with my PayPal App

5
This is the best way to protect my payments, get credit for some purchases and very easy to use. Reviewed on: 13th July 2026

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