Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181055 reviews)

View other PayPal products

4.73

Based on 181,053 reviews, last reviewed 26th Jul 2026

151% increase in 5 star reviews

in the past 90 days

203% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It's a God send! My PayPal Credit account has been a God send on more than one occasion, from appliances breaking down, to emergency purchases. The pay in 3 option is ... Read more Reviewed on: 26th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181055)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

App is very easy to use, straightforward terms.

App is very easy to use, straightforward terms. Would reccomend Reviewed on: 13th July 2026

Great customer service when you need it.

Great customer service when you need it. Good range of payment options and piece of mind. Reviewed on: 13th July 2026

All positives from me

I haven't had a single negative experience. Paypal is simple and self explanatory, it is also handy that I can use it over multiple websites. I actually feel safer using PayPal online than using my bank card. I use both the automatic direct debit and manually to pay off the debit which is also quite helpful Reviewed on: 13th July 2026

Dose what it says .

Dose what it says . Stretches your pound Reviewed on: 13th July 2026

Seamless

Seamless payments online, no problem, and payments protection Reviewed on: 13th July 2026

Easy to use and flexible, widely accepted and consta...

Easy to use and flexible, widely accepted and constantly evolving to offer more accessibility. Great service. Reviewed on: 13th July 2026

Brilliant customer service and all round fab company

Brilliant customer service and all round fab company Reviewed on: 13th July 2026

Credit PayPal with excellence!

More and more retailers are accepting PayPal Credit. You can spread concert ticket costs overtime which means we've been able to get to many that we couldn't have afforded without it. Interest rates are decent. Buy Now Pay Later is a great outlet. The website and App are user friendly. Reviewed on: 13th July 2026

Love PayPal gives me ease of mind, also makes orderi...

Love PayPal gives me ease of mind, also makes ordering so much easier Reviewed on: 13th July 2026

fast and easy

Paypal credit is fast and easy and always makes me feel at ease as i know the product will be legit Reviewed on: 13th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Very Account
from Shop Direct 3.18 from 28 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Retail Finance
from Novuna Personal Finance 4.73 from 173 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101226 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.67 from 124 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub