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PayPal: PayPal Credit reviews

4.90
Based on 103,701 reviews, last reviewed 10th May 2026
2439150% increase in 5 star reviews
in the past 90 days
7250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Best retail finance provider. Best retail finance provider. Provides the perfect opportunity for an instant 0% credit for goods. Reviewed on: 10th May 2026
Lewis's avatar
Lewis

Latest lowest rating:

1

The services is not excellent, they were days I paid... The services is not excellent, they were days I paid consistently for 2 years it has not reflect on my account statement Reviewed on: 10th May 2026
Stella N's avatar
Stella N

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (103701)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

5
Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

My experience with paypal

5
My experience with paypal has been great no issues Reviewed on: 10th May 2026

PayPal the all in one payment portal

5
It's great having paypal for standard payments for payments abroad and for times when money is a little tight Reviewed on: 10th May 2026

Had a PayPal account for many years and never had a...

5
Had a PayPal account for many years and never had a problem, always been extremely helpful in sorting any issues Reviewed on: 10th May 2026

Excellent service

5
Excellent service fast action taken Reviewed on: 10th May 2026

Excellent company!

5
Excellent company! Anytime ive had a small issue I’ve called the customer team, and they have been so helpful! I like the fact that it’s available on most online websites aswell to and is reliable Reviewed on: 10th May 2026

It’s convenient, accessible and makes life that litt...

5
It’s convenient, accessible and makes life that little bit easier. Reviewed on: 10th May 2026

PayPal it's more then anything else!

5
PayPal it's more then anything else!!! Don't waste your time just downloaded and starting today! Recommended! Reviewed on: 10th May 2026

Interest free period

5
Paypal credit gives and allows flexibility on purchases as it relates to interest free period Reviewed on: 10th May 2026

It is the easiest way to pay faster avoiding delay f...

5
It is the easiest way to pay faster avoiding delay filling card details and also avoid the real danger to get scammed. Reviewed on: 10th May 2026

I find PayPal and PayPal credit to be a godsend when...

5
I find PayPal and PayPal credit to be a godsend when it comes to managing my finances. So so useful! Reviewed on: 10th May 2026

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