Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181054 reviews)

View other PayPal products

4.73

Based on 181,053 reviews, last reviewed 26th Jul 2026

151% increase in 5 star reviews

in the past 90 days

203% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It's a God send! My PayPal Credit account has been a God send on more than one occasion, from appliances breaking down, to emergency purchases. The pay in 3 option is ... Read more Reviewed on: 26th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181054)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

I feel that my money is safe by using Pay Pal

Excellent service and easy to use Reviewed on: 13th July 2026

Started using PayPal years ago but interest rates ha...

Started using PayPal years ago but interest rates have increased steadily to a very high rate that isn't value for money Reviewed on: 13th July 2026

PayPal has been a reliable and convenient service fo...

PayPal has been a reliable and convenient service for me. Payments are fast, secure, and easy to track, and I appreciate how smoothly it works across different websites and apps. It’s a trustworthy platform that makes online transactions simple and stress‑free. Reviewed on: 13th July 2026

UK Customer Service always very helpful.

UK Customer Service always very helpful. Reviewed on: 13th July 2026

Always good payment options.

Always good payment options. Fast and reliable. Reviewed on: 13th July 2026

Great that there is 0% interest options.

Great that there is 0% interest options. I have used PayPal credit now for a few years and it has been the most convenient lender for me. I am always able to pay it back within a few months and the customer service is 10/10 whenever I have interacted with them! Reviewed on: 13th July 2026

Every time you use PayPal it is a smooth reassuring...

Every time you use PayPal it is a smooth reassuring experience. Reviewed on: 13th July 2026

My favorite payment method

I used paypal for many years both for online purchase and international money transfers. I enjoy the ease and security it offers me Reviewed on: 13th July 2026

I find the PayPal app very good

I find the PayPal app very good, love the pay in three option, also if you have a problem, you can raise the issue and get help sorting it out. Reviewed on: 13th July 2026

Great credit and timely reminders

Great credit and timely reminders Reviewed on: 13th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Very Account
from Shop Direct 3.18 from 28 reviews
Retail Finance
from Zebra Finance 4.08 from 6 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101226 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.67 from 124 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub