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PayPal: PayPal Credit reviews

4.73
Based on 181,090 reviews, last reviewed 1st Aug 2026
106% increase in 5 star reviews
in the past 90 days
150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

The ease it provides is now so much better. The ease it provides is now so much better. More websites and online are now accepting this payment. Bring able to add this to my wallet has made thin... Read more Reviewed on: 1st August 2026
Andy Davies's avatar
Andy Davies

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181090)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

PayPal is great

5
PayPal offers a fantastic and convenient source of finance that has been a lifesaver time and again. It's so easy to use online plus I feel safer and happier using this than entering my own card details. Reviewed on: 15th July 2026

Good I have PayPal for several years and u have alw...

5
Good I have PayPal for several years and u have always trusted this platform for my purchases. I specially find there the payment in 3 interest free scheme really helpful. I also find there dispute policy very good. Reviewed on: 15th July 2026

Easy and good

5
Straight forward and easy from the beginning. Reviewed on: 15th July 2026

It’s been a smooth experience in my time with them.

5
It’s been a smooth experience in my time with them. Very helpful when I encounter issues and really proactive Reviewed on: 15th July 2026

Very good, easy to use.

5
Very good, easy to use. Easy to navigate too. Reviewed on: 15th July 2026

PayPal service

5
Exceptional service been with pay pal for a number of years and have never had any problems with anything Reviewed on: 15th July 2026

Paypal and paypal credit best thing to exist.

5
Never had any issues with paypal credit, more an more retailers accept paypal as payment and cant be happier as there is no cost of interest. Whenever is possible I always chose paypal and paypal credit as payment. Reviewed on: 15th July 2026

Quick and easy to use, helpful to spread costs ...

5
Quick and easy to use, helpful to spread costs Reviewed on: 15th July 2026

I trust PayPal more than any other payment method

5
I trust PayPal more than any other payment method Reviewed on: 15th July 2026

Easy to apply.

5
Easy to apply. Gave me flexibility to spread cost interest free on a new purchase. Reviewed on: 15th July 2026

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