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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50809 reviews)

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4.91

Based on 50,809 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50809)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Nothing bad to say, PayPal have even credited me whe...

Nothing bad to say, PayPal have even credited me when a company has caused me to lose money before! Reviewed on: 11th June 2025

Very good and easy to use , would reccommend for oth...

Very good and easy to use , would reccommend for others as it not hard to navigate espcially as i struggle to understand how to use apps sometimes due to my dsleyia Reviewed on: 11th June 2025

I love PayPal so much I use more than my...

I love PayPal so much I use more than my bank Reviewed on: 11th June 2025

4 months to pay for airtickets

Its unbelievable paypal giving interest free credit for the lowest airline tickets purchase Reviewed on: 11th June 2025

Excellent service and very helpfull

Excellent service and very helpfull Reviewed on: 11th June 2025

Heard really good things about Paypal credit and I r...

Heard really good things about Paypal credit and I recommend it to friends, family and clients. Reviewed on: 11th June 2025

When I have raised Disputes with PayPal after using...

When I have raised Disputes with PayPal after using PayPal Credit the Disputes have not gone in my Favour and poor explanation was given Reviewed on: 11th June 2025

Excellent

Great experience and easy to use Reviewed on: 11th June 2025

Good service

Helpful way of paying for items. in a easy way Reviewed on: 11th June 2025

Very handy pay in 3 and good service

Very handy pay in 3 and good service Reviewed on: 11th June 2025

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