Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50807 reviews)

View other PayPal products

4.91

Based on 50,806 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50806)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

All ways help to buy thoses little extras that you c...

All ways help to buy thoses little extras that you can't do without , easy payment plan and you know they got your back if something goes wrong .Really handy if want to buy a expensive item you pay monthly so makes it less of big pull out on your own funds highly recommended easy to use , it a no brainer Reviewed on: 28th May 2025

Easy to use and safe.

Easy to use and safe. Piece of mind that Your money is protected in case of a dispute. I specially enjoy the 4 months interest free credit that give you a little extra time to pay things off. Highly recommend it Reviewed on: 28th May 2025

Instalment and 0% interest for 4 months

It is so handy to pay in 3 instalment and also buying items worth over £99 and get 0% interest for 4 months. it’s so easy to manage your outgoing monthly. Reviewed on: 28th May 2025

I’m a customer of PayPal for over 10 years now.

I’m a customer of PayPal for over 10 years now. Sending and receiving money on PayPal is very swift. PayPal is always prompt to address disputes I have with clients. I feel safe using PayPal to make payments than using my bank card or account. I have no regrets joining PayPal. Reviewed on: 28th May 2025

Its very good to accommodate people at the time if t...

Its very good to accommodate people at the time if their need Reviewed on: 28th May 2025

PayPal gives me confidence when paying online...

PayPal gives me confidence when shopping online, especially on lesser known websites. They offer an excellent credit account with interest free periods that are significantly longer than those of their competitors Reviewed on: 28th May 2025

Want 100% Trust PAYPAL

The fact that I can use PayPal whenever I want is a huge plus Reviewed on: 28th May 2025

Easy to use, no problems at all.

Easy to use, no problems at all. Reviewed on: 28th May 2025

Easy way to use paypay credit.

Easy way to use paypay credit. User friendly Reviewed on: 28th May 2025

Easy and very clear and easy to apply.

Easy and very clear and easy to apply. Reviewed on: 28th May 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Novuna Personal Finance 4.76 from 172 reviews
Very Account
from Shop Direct 4.31 from 27 reviews
Retail Finance
from Zebra Finance 4.76 from 6 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 22350 reviews
Payments
from PayPal 4.91 from 3600 reviews
Debit card
from PayPal 4.00 from 1 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub