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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Every time you use PayPal it is a smooth reassuring...

Every time you use PayPal it is a smooth reassuring experience. Reviewed on: 13th July 2026

My favorite payment method

I used paypal for many years both for online purchase and international money transfers. I enjoy the ease and security it offers me Reviewed on: 13th July 2026

I find the PayPal app very good

I find the PayPal app very good, love the pay in three option, also if you have a problem, you can raise the issue and get help sorting it out. Reviewed on: 13th July 2026

Great credit and timely reminders

Great credit and timely reminders Reviewed on: 13th July 2026

Always a great service, sorted issues quickly

Always a great service, sorted issues quickly Reviewed on: 13th July 2026

It is ready available, straightforward, efficient, a...

It is ready available, straightforward, efficient, and highly secure. Reviewed on: 13th July 2026

Their 0% APR offers are beneficial.

I was delighted that I could purchase my new PC using PayPal using one of their 0% APR offers. I have been a customer for many years and would like to benefit from this offer more often. It would like to have Paypal payments as sn option on more outlets. Such as purchasing a car etc. Reviewed on: 13th July 2026

I have been with paypal credit for long now, really...

I have been with paypal credit for long now, really I like it, I recommended some friends Reviewed on: 13th July 2026

Have-it-all

Been a customer for 20+ and no problems to date Reviewed on: 13th July 2026

Great service quick and easy to use.

Great service quick and easy to use. Reviewed on: 13th July 2026

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