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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 134,136 reviews, last reviewed 10th Jun 2026
3833850% increase in 5 star reviews
in the past 90 days
10750% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal Credit is an excellent tool and offers some i... PayPal Credit is an excellent tool and offers some interesting incentives. Makes financing very easy to use and a very useful addition to one's purcha... Read more Reviewed on: 10th June 2026
Stevie H's avatar
Stevie H

Latest lowest rating:

2

Paypal credit limit is frustrating Paypal credit limit is frustrating Reviewed on: 10th June 2026
Mahdi's avatar
Mahdi
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (134136)

I haven't encountered any hurdles with paypal.

5
I haven't encountered any hurdles with paypal. Pay pal are consumer friendly, reaching out to every one.They are every house holds name.Customer service is very efficient and friendly.Pay pal are not credit card sharks,they understand the consumef Reviewed on: 9th June 2026
Vuyiswa S's avatar
Vuyiswa S

always reliable and trustworthy.

5
always reliable and trustworthy. Available at most places to use, very secure. Customer service always on hand if you need assistance. Reviewed on: 9th June 2026
josh t's avatar
josh t

Excellent service and easy to use

5
Excellent service and easy to use Reviewed on: 9th June 2026
JD's avatar
JD

Best credit provider!

5
PayPal are great at providing flexible payments and terrific customer service when required. Always keeping customers on track with dates and amounts. My preferred payment method as they offer buyer protection on purchases and peace of mind of security. Would recommended to everyone Reviewed on: 9th June 2026
Nikki G's avatar
Nikki G

My experience using PayPal has been very positive.

5
My experience using PayPal has been very positive. It is easy to use, fast, and secure. Payments go through quickly, and I feel confident when shopping online. Overall, I am satisfied and would recommend it to others. Reviewed on: 9th June 2026
Ewa Mska MN's avatar
Ewa Mska MN

Great company that helps with finance and financial...

5
Great company that helps with finance and financial management for the future. Highly recommend as they are very helpful Reviewed on: 9th June 2026
Connor C's avatar
Connor C

My Experience with PayPal

5
Every time I have needed to contact PayPal I have spoken to an agent that has been able to resolve my query. Reviewed on: 9th June 2026
Simtia's avatar
Simtia

Ease of protected purchases.

5
Ease of protected purchases. Customer service is great, peace of mind so very important in our busy day Reviewed on: 9th June 2026
Sue W's avatar
Sue W

I honestly wasn’t a huge fan, until I matured and my...

5
I honestly wasn’t a huge fan, until I matured and my finances changed and I could use PayPal to increase my wealth and improve my life. Reviewed on: 9th June 2026
Alex g's avatar
Alex g

PayPal usage

5
Straightforward to utilise, either by card or on-line, never had any issues. Also provides an extra layer of security and gives you that extra confidence when making purchases. Reviewed on: 9th June 2026
John P's avatar
John P

Review PayPal: PayPal Credit now

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