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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181050 reviews)

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4.73

Based on 181,048 reviews, last reviewed 26th Jul 2026

157% increase in 5 star reviews

in the past 90 days

208% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use app Easy to use but lots of encouragement to increase credit limit which could encourage people into debt Reviewed on: 26th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181051)

PayPal every time

Always have been able to deal with disputes and very fair when when dealing with all sorts of issues Reviewed on: 13th July 2026

PayPal makes online shopping incredibly seamless, al...

PayPal makes online shopping incredibly seamless, allowing me to check out quickly without needing to re-enter my card details every time.""I really appreciate the buyer protection and peace of mind when purchasing from new or unfamiliar websites.""Sending money to friends and family is fast, reliable, and straightforward using their mobile app." Reviewed on: 13th July 2026

The credit was simple to apply for & easy to use

The credit was simple to apply for & easy to use, i'm very happy with it. Reviewed on: 13th July 2026

Easy to use as well as to get confused

Easier to use with the merchant that support paypal credit. However the stmt generation date and the direct debit payment date are still a complete chaos.Sometimes the payment is debited earlier than we anticipate and it doesn’t state that anywhere. Reviewed on: 13th July 2026

Easy to use and user friendly.

Easy to use and user friendly. I feel safe using PayPal Reviewed on: 13th July 2026

Paypal, Simply the best

Paypal has always been user friendly, I cannot fault the service they provide, Reviewed on: 13th July 2026

Good and reliable

Fast and secured and reliable great easy was to make payments Reviewed on: 13th July 2026

Easy to use & CX friendly

Easy to use, app is clear and CX friendly, no issues at all! Reviewed on: 13th July 2026

Never had any issues when dealing with customer serv...

Never had any issues when dealing with customer service Reviewed on: 13th July 2026

Great service

Great service, fast communication, fast costumer service Reviewed on: 13th July 2026

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