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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Efficient and works, well.

Efficient system Good interest rate. It works seamlessly. I like that I can use credit or not., and the easy to use app. Reviewed on: 13th July 2026

Just love it how easy to set up and handle all my fi...

Just love it how easy to set up and handle all my finances in the app. Reviewed on: 13th July 2026

Decent customer service and have never had any major...

Decent customer service and have never had any major complaints in general Reviewed on: 13th July 2026

Very easy and straightforward to apply

Very easy and straightforward to apply Reviewed on: 13th July 2026

Easy to use

Great service , love the application Reviewed on: 13th July 2026

Never had any problems

There's not much to say other than that I have never had any issues when using any of PayPal's products and services. If I ever had to contact them then they dealt with my enquiry efficiently. Reviewed on: 13th July 2026

It's always happy when I need money

It's always happy when I need money Reviewed on: 13th July 2026

Easy to shope with PayPal credit and makes me feel s...

Easy to shope with PayPal credit and makes me feel secure Reviewed on: 13th July 2026

It was very fast and good.

Good The process was fast and quick—superb. Reviewed on: 13th July 2026

Great experience

Great experience, easy and reliable Reviewed on: 13th July 2026

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