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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181107 reviews)

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4.73

Based on 181,106 reviews, last reviewed 6th Aug 2026

55% increase in 5 star reviews

in the past 90 days

78% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is so easy to use with excellent security and... PayPal is so easy to use with excellent security and low fees when applicable. Reviewed on: 6th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181107)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Great value, having 4 month to pay at 0% interest...

Great value, having 4 month to pay at 0% interest Reviewed on: 15th July 2026

New & improved PayPal credit

Great easy to use service, now with added benefit of physical cards whilst retaining PayPal credit benefits. Reviewed on: 15th July 2026

Brilliant from them good customer care

Brilliant from them good customer care Reviewed on: 15th July 2026

Very positive, easy to use for purchases and sales.

Very positive, easy to use for purchases and sales. Reviewed on: 15th July 2026

Great service when needing to spread the cost!

Great service when needing to spread the cost! Keeping you informed and up to date Reviewed on: 15th July 2026

I’ve had a really positive experience with PayPal Cr...

I’ve had a really positive experience with PayPal Credit so far. It’s one of those services that makes paying feel simple—quick to select at checkout, easy to understand, and not a hassle to manage afterward. I like that it gives me flexibility to handle purchases without immediately impacting my budget all at once. Using it in the app is also genuinely convenient. The experience feels streamlined, and I can clearly see what I owe and when it’s due, which makes staying on track pretty straightforward. There’s less “guesswork” than I’ve felt with other credit options, and the overall flow from approval to payment is smooth. Overall, PayPal Credit has been a dependable option for me, especially when I want flexibility and a clean, easy payment process. If you’re already comfortable using PayPal and want a credit option that’s simple to use, it’s definitely worth considering. Reviewed on: 15th July 2026

Pay pal credit is good for a small buisness just sta...

Pay pal credit is good for a small buisness just starting off Reviewed on: 15th July 2026

PayPal is great

PayPal offers a fantastic and convenient source of finance that has been a lifesaver time and again. It's so easy to use online plus I feel safer and happier using this than entering my own card details. Reviewed on: 15th July 2026

Good I have PayPal for several years and u have alw...

Good I have PayPal for several years and u have always trusted this platform for my purchases. I specially find there the payment in 3 interest free scheme really helpful. I also find there dispute policy very good. Reviewed on: 15th July 2026

Easy and good

Straight forward and easy from the beginning. Reviewed on: 15th July 2026

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