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PayPal: PayPal Credit reviews

4.73
Based on 181,046 reviews, last reviewed 25th Jul 2026
162% increase in 5 star reviews
in the past 90 days
216% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great services Great experience excellent customer services Reviewed on: 25th July 2026
Syed's avatar
Syed

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181046)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Very easy to use and good deals on credit.

5
Very easy to use and good deals on credit. Convenient for international payments. App very easy too. Customer services always responsive Reviewed on: 13th July 2026

Easy to set up payment and easy to track.

5
Easy to set up payment and easy to track. Early full payment was perfect and allowed flexibility that I needed. Reviewed on: 13th July 2026

Excellent service.

5
Excellent service. Hassle free. Great communication. Any difficult transactions PayPal will sort. Reviewed on: 13th July 2026

Works for me easy to use and does what I...

5
Works for me easy to use and does what I need evertime Reviewed on: 13th July 2026

Excellent service, highly recommend!

5
Excellent service, highly recommend! Reviewed on: 13th July 2026

The customer services dont seem to have enough autho...

5
The customer services dont seem to have enough authorisation to resolve the issues quickly. Reviewed on: 13th July 2026

The only issue I have is with the turnaround time fo...

3
The only issue I have is with the turnaround time for payments being processed. It takes such a while compared to other platforms. Reviewed on: 13th July 2026

Always there when I need it, The availability of cre...

5
Always there when I need it, The availability of credit is handy when I want to buy something and my bank account funds are low. Reviewed on: 13th July 2026

All good sorted my enquiry out in fast time

4
All good sorted my enquiry out in fast time Reviewed on: 13th July 2026

Top class

5
Very easy to use, great easy interface Reviewed on: 13th July 2026

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