Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181046 reviews)

View other PayPal products

4.73

Based on 181,042 reviews, last reviewed 25th Jul 2026

168% increase in 5 star reviews

in the past 90 days

221% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I've always enjoyed using Paypal credit as it's so e... I've always enjoyed using Paypal credit as it's so easy to use and to pay. Reviewed on: 25th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181046)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

If a website precisely new dont have paypal option,...

If a website precisely new dont have paypal option, i won't easily buy things. Essy to navigate and had helped me resolve disputes Reviewed on: 13th July 2026

Good service

Easy to use, good communication and clarity Reviewed on: 13th July 2026

I’ve never had a bad experience with PayPal so far.

I’ve never had a bad experience with PayPal so far. Reviewed on: 13th July 2026

When I was needing to borrow paypal were zero percen...

When I was needing to borrow paypal were zero percent for 4 months Reviewed on: 13th July 2026

Satisfied

Very Satisfied with services rendered by PayPal and all relevant information and updates are regularly circulated. Reviewed on: 13th July 2026

Excellent service, easily accessible

Excellent service, easily accessible Reviewed on: 13th July 2026

Easy and responsible credit options

Easy and responsible credit options Reviewed on: 13th July 2026

The management of the credit line is easy and effici...

The management of the credit line is easy and efficient, I would still prefer a more dedicated Reviewed on: 13th July 2026

It has been extremely to access PayPal credit with c...

It has been extremely to access PayPal credit with clear terms and conditions.on the app it’s easy to track how much spent and balance. Reviewed on: 13th July 2026

Very convenient, always there when I need it

Very convenient, always there when I need ut Reviewed on: 13th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Very Account
from Shop Direct 3.18 from 28 reviews
Payments
from PayPal 4.70 from 3855 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101215 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.67 from 124 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub