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PayPal: PayPal Credit reviews

4.73
Based on 136,141 reviews, last reviewed 12th Jun 2026
3925300% increase in 5 star reviews
in the past 90 days
10900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Only place I have ever been accepted for credit I have struggled to get crisper for years and years. Until just over a few months ago I thought I would try PayPal and within 5 minutes I had been acc... Read more Reviewed on: 12th June 2026
Jenny C 's avatar
Jenny C

Latest lowest rating:

1

There's no solution offered to my issue There's no solution offered to my issue Reviewed on: 11th June 2026
Melissa Glasgow's avatar
Melissa Glasgow

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (136141)

Seamless

5
most important for me is the seamless transaction process when on line....Interest free 3 month payments allows me breathing space and affordability. Reviewed on: 10th June 2026

Great alternative to paying in full

5
Allows me the freedom to pay in one go but spread the cost. I especially like the 0% interest on larger purchases for 4 months. Reviewed on: 10th June 2026

Service Good

4
Able to use with ease and confidence in my spending Reviewed on: 10th June 2026

Im happy customer of PayPal, using quite frequently.

5
Im happy customer of PayPal, using quite frequently. I have a trust is PayPal and all my purchases are safe. Thank you Reviewed on: 10th June 2026

Easy to use online.

5
Easy to use online. Good interest free offers Reviewed on: 10th June 2026

I am trying to pay money before to get interest but...

3
I am trying to pay money before to get interest but I can’t Reviewed on: 10th June 2026

Approachable and helpful when required good level of...

5
Approachable and helpful when required good level of customer service Reviewed on: 10th June 2026

Always been an easy reliable way to manage finances.

5
Always been an easy reliable way to manage finances. Reviewed on: 10th June 2026

It’s there when I’m struggling for funds

5
It’s there when I’m struggling for funds Reviewed on: 10th June 2026

Nothing bad to say.

5
Nothing bad to say. Interest rate is standard, customer service is ok, app is good. No fees for overpaying. Credit limit is fine. Reviewed on: 10th June 2026

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