Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 136,123 reviews, last reviewed 11th Jun 2026
3924450% increase in 5 star reviews
in the past 90 days
10900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

It's a pal in time of need. I have not understood fully the potential of PayPal, even now, there must be more services than I m aware, but one thing about PayPal, they have been ... Read more Reviewed on: 11th June 2026
Azra's avatar
Azra

Latest lowest rating:

1

There's no solution offered to my issue There's no solution offered to my issue Reviewed on: 11th June 2026
Melissa Glasgow's avatar
Melissa Glasgow

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (136123)

Pay pal gives you freedom in everyday life for your...

5
Pay pal gives you freedom in everyday life for your expenses and spendings I recommend pay pal 5 stars rating Reviewed on: 10th June 2026

Easy to use app with great features

5
Easy to use app with great features Reviewed on: 10th June 2026

Never had any issues.

5
Never had any issues. so far happy with the service . Especially pay in 3months on items that are expensive Reviewed on: 10th June 2026

I like it, I have used it in the past year.

5
I like it, I have used it in the past year. Reviewed on: 10th June 2026

Very helpful having credit payments on one app easil...

4
Very helpful having credit payments on one app easily managed Reviewed on: 10th June 2026

PayPal everyday

5
I've been using PayPal for for years now, very satisfied, easy and convenient, whenever 8 can I'm using it Reviewed on: 10th June 2026

Amazing experience, very helpful and quick

5
Amazing experience, very helpful and quick Reviewed on: 10th June 2026

I’ve been using PayPal since 2011 and have never had...

5
I’ve been using PayPal since 2011 and have never had experienced any problems Reviewed on: 10th June 2026

Bombarded with emails.

3
Bombarded with emails. Interest rate is high and the constant reminders to pay are annoying. My balance never goes down. Reviewed on: 10th June 2026

Best way to pay monthly .

5
Best way to pay monthly .and pay later Reviewed on: 10th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 67960 reviews
    PayPal
  • Payments

    from PayPal 4.73 from 3747 reviews
    PayPal
  • Credit card

    from PayPal 4.71 from 97 reviews
    PayPal
    View all products