Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (136122 reviews)

View other PayPal products

4.73

Based on 136,122 reviews, last reviewed 11th Jun 2026

3924450% increase in 5 star reviews

in the past 90 days

10900% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Ease of use in app, reasonable rewards. Ease of use in app, reasonable rewards. Competitive rates and options for payment. Communication is excellent. Reviewed on: 11th June 2026

Latest lowest rating:

1

There's no solution offered to my issue There's no solution offered to my issue Reviewed on: 11th June 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (136122)

Nothing bad to say.

Nothing bad to say. Interest rate is standard, customer service is ok, app is good. No fees for overpaying. Credit limit is fine. Reviewed on: 10th June 2026

I’ve never had any issues.

I’ve never had any issues. Only thing is when paying back payment doesn’t show up for a few days Reviewed on: 10th June 2026

Every time ive used paypal have not had an issue at...

Every time ive used paypal have not had an issue at all so far. Reviewed on: 10th June 2026

Easy Peasy!

I find using Paypal to pay for things online very convenient, and it was made so much easier with the introduction of the PayPal Debit Card. The money comes either off my balance or straight from my bank account, whilst earning me points along the way. It's a win win situation if you ask me. Reviewed on: 10th June 2026

The service provided by Paypal is excellent

The sdrvice provided by Paypal a Reviewed on: 10th June 2026

Excellent payment provider

PayPal is an excellent payment provider who offers peace of mind for purchases & flexible ways to pay. Would recommend Reviewed on: 10th June 2026

Very good

Very good, when am struggling I use it then find it easy to pay back Reviewed on: 10th June 2026

Don’t even have to think about what payment method t...

Don’t even have to think about what payment method to use, always PayPal Reviewed on: 10th June 2026

Convenient if used wisely

Really easy and convenient to use with planning, but you should ensure that you should spend within your means and consider when you purchase with regard to your monthly payments . If you do this then it is a great way to spread payments. Reviewed on: 10th June 2026

Pay pal gives you freedom in everyday life for your...

Pay pal gives you freedom in everyday life for your expenses and spendings I recommend pay pal 5 stars rating Reviewed on: 10th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Retail Finance
from Novuna Personal Finance 4.73 from 173 reviews
Very Account
from Shop Direct 3.51 from 27 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 67960 reviews
Payments
from PayPal 4.73 from 3747 reviews
Credit card
from PayPal 4.71 from 97 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub