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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50807 reviews)

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4.91

Based on 50,806 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

Credit if any emergency arises, something to fall ba...

Credit if any emergency arises, something to fall back on Reviewed on: 28th May 2025

Bought an ebike using PayPal finance.

Bought an ebike using PayPal finance. Effortless and great value at 0%. I only pay with PayPal nowadays. Reviewed on: 28th May 2025

Like PayPal like their pay in three options and othe...

Like PayPal like their pay in three options and other interest free Reviewed on: 28th May 2025

best experience for whenever needed

best experience for whenever needed Reviewed on: 28th May 2025

I have always had available money to buy something a...

I have always had available money to buy something and pay later. Reviewed on: 28th May 2025

Account holder

Have held an account with PayPal for years and always received good service. Reviewed on: 28th May 2025

I love PayPal .

I love PayPal . It’s user friendly and great to use Reviewed on: 28th May 2025

Always pay promptly and constantly checking security...

Always pay promptly and constantly checking security of transactions. Options like pay in 3 are brilliant for budgeting Reviewed on: 28th May 2025

Allows excellent service.

Allows excellent service. No Issues. Reviewed on: 28th May 2025

Always great service and the pay in 3 is very good ,...

Always great service and the pay in 3 is very good , makes things so much more affordable Reviewed on: 28th May 2025

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