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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 136,141 reviews, last reviewed 12th Jun 2026
3925300% increase in 5 star reviews
in the past 90 days
10900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Only place I have ever been accepted for credit I have struggled to get crisper for years and years. Until just over a few months ago I thought I would try PayPal and within 5 minutes I had been acc... Read more Reviewed on: 12th June 2026
Jenny C 's avatar
Jenny C

Latest lowest rating:

1

There's no solution offered to my issue There's no solution offered to my issue Reviewed on: 11th June 2026
Melissa Glasgow's avatar
Melissa Glasgow
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (136141)

I’ve never had any issues.

5
I’ve never had any issues. Only thing is when paying back payment doesn’t show up for a few days Reviewed on: 10th June 2026
Danielle r's avatar
Danielle r

Every time ive used paypal have not had an issue at...

5
Every time ive used paypal have not had an issue at all so far. Reviewed on: 10th June 2026
Paul Albino's avatar
Paul Albino

Easy Peasy!

5
I find using Paypal to pay for things online very convenient, and it was made so much easier with the introduction of the PayPal Debit Card. The money comes either off my balance or straight from my bank account, whilst earning me points along the way. It's a win win situation if you ask me. Reviewed on: 10th June 2026
Bev Fox's avatar
Bev Fox

The service provided by Paypal is excellent

5
The sdrvice provided by Paypal a Reviewed on: 10th June 2026
scottieelvis's avatar
scottieelvis

Excellent payment provider

5
PayPal is an excellent payment provider who offers peace of mind for purchases & flexible ways to pay. Would recommend Reviewed on: 10th June 2026
Louise 's avatar
Louise

Very good

5
Very good, when am struggling I use it then find it easy to pay back Reviewed on: 10th June 2026
Rhazia's avatar
Rhazia

Don’t even have to think about what payment method t...

5
Don’t even have to think about what payment method to use, always PayPal Reviewed on: 10th June 2026
Loup's avatar
Loup

Convenient if used wisely

5
Really easy and convenient to use with planning, but you should ensure that you should spend within your means and consider when you purchase with regard to your monthly payments . If you do this then it is a great way to spread payments. Reviewed on: 10th June 2026
MF's avatar
MF

Pay pal gives you freedom in everyday life for your...

5
Pay pal gives you freedom in everyday life for your expenses and spendings I recommend pay pal 5 stars rating Reviewed on: 10th June 2026
Pranay Patel's avatar
Pranay Patel

Easy to use app with great features

5
Easy to use app with great features Reviewed on: 10th June 2026
Emily A's avatar
Emily A

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