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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181045 reviews)

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4.73

Based on 181,042 reviews, last reviewed 25th Jul 2026

168% increase in 5 star reviews

in the past 90 days

221% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I've always enjoyed using Paypal credit as it's so e... I've always enjoyed using Paypal credit as it's so easy to use and to pay. Reviewed on: 25th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181045)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Good offer with PayPal credit

I really like that I can buy an item of 100 pounds or more and get 4 months interest free automatically. Reviewed on: 13th July 2026

Easy and safe.

Easy and safe. Perfect way to protect your shopping. Reviewed on: 13th July 2026

I usually use Paypal credit for pay for most items o...

I usually use Paypal credit for pay for most items of £500 or more. I know my monthly payment over the interest free period. Reviewed on: 13th July 2026

An excellent and easy way to pay

An excellent and easy way to pay Reviewed on: 13th July 2026

Quick, easy and reliable!

Quick, easy and reliable! PayPal credit is simple to access and provides a great option Reviewed on: 13th July 2026

Using PayPal credit is extremely simple.

Using PayPal credit is extremely simple. It is very convenient and possibly the safest way you use for online purchasing Reviewed on: 13th July 2026

Easy to use, spread the cost , convenience

Easy to use, spread the cost , convenience Reviewed on: 13th July 2026

A great addition to your debit card

A great addition to your debit card Reviewed on: 13th July 2026

Used PayPal credit for a few years now.

Used PayPal credit for a few years now. Recently reduced my credit amount. Would recommend if someone was in a position to afford Reviewed on: 13th July 2026

Pay pal credit is secure and gives more time to...

Pay pal credit is secure and gives more time to pay Reviewed on: 13th July 2026

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