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PayPal: PayPal Credit reviews

4.73
Based on 180,897 reviews, last reviewed 16th Jul 2026
342% increase in 5 star reviews
in the past 90 days
411% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use and very user friendly Easy to use and very user friendly Reviewed on: 16th July 2026
Jason Garton's avatar
Jason Garton

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (180905)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Good start,secure

5
Good start,secure,user friendly and the best Reviewed on: 13th July 2026

I’ve been using PayPal for many years and I’ve never...

5
I’ve been using PayPal for many years and I’ve never had any problems. I highly recommend it. Reviewed on: 13th July 2026

A simple yet absolutely safe way to make online paym...

5
A simple yet absolutely safe way to make online payments. Also whenever I had any issues with my transactions, the customer support team was extremely helpful Reviewed on: 13th July 2026

Very easy to use.

5
Very easy to use. Customer service is prompt on reply. And happy with the pay in 3 option to spread my payment. Reviewed on: 13th July 2026

I love pay pal because I can also pay in 3 instalmen...

5
I love pay pal because I can also pay in 3 instalments, and also offers safety and security for online purchases, it was easy to apply and can also refer others to apply. Reviewed on: 13th July 2026

pending payments more visible.

4
Could do better making pending payments more visible. Reviewed on: 13th July 2026

Making a payment is easy and yet very secure.

5
Making a payment is easy and yet very secure. Customer service is responsive and effective to all enquiries. Payment options are flexible. Setting up ‘money pots’ for collections is an excellent way for colleagues, friends and/or family to contribute to occasions even if they live far away. Reviewed on: 13th July 2026

Everytime I’ve used PayPal it’s been easy and simple,

5
Everytime I’ve used PayPal it’s been easy and simple, Reviewed on: 13th July 2026

Very convenient pay service.

5
Very convenient pay service. Very helpful. Reviewed on: 13th July 2026

PayPal Credit is a great way to buy more expensive i...

5
PayPal Credit is a great way to buy more expensive items and pay them off over time. It’s a huge help when an unexpected household items like a washing machine suddenly breaks down and you don’t have £500 to spend there and then. Reviewed on: 13th July 2026

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