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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50806)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

PayPal is easy to use and having the flexibility to...

PayPal is easy to use and having the flexibility to pay in 3 payments is great. Reviewed on: 28th May 2025

Always there

Has always been there when needed and I like having the 4 months interest free for things over £100. This is a credit provider I always use Reviewed on: 28th May 2025

Paypal credit

PayPal credit has been so helpful and convenient as well as easy to use. Not had any issues so far. Reviewed on: 28th May 2025

I would hugely recommend!

PayPal credit is easy to use and understand, the customer service team are easy to get hold of and are very helpful and kind. Great experience. Reviewed on: 28th May 2025

Only had a couple of disputes in 10 years, PayPal so...

Only had a couple of disputes in 10 years, PayPal solved them very quickly. Reviewed on: 28th May 2025

Its bit confusing while using paypal because when we...

Its bit confusing while using paypal because when we have to pay different payment we cant pay them separately Reviewed on: 28th May 2025

Excellent system for paying for things

Excellent system for paying for things Reviewed on: 28th May 2025

I'm filling mach more safe when I pay by PayPal...

I'm filling mach more safe when I pay by PayPal Reviewed on: 28th May 2025

All perfect.

I have been using PayPal for a dozen or so years. Always without any problem. I am satisfied and have recommended it to friends who use it too. Reviewed on: 28th May 2025

I’ve been using PayPal Credit for over a year now, a...

I’ve been using PayPal Credit for over a year now, and it’s been a great experience overall. Reviewed on: 28th May 2025

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