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PayPal: PayPal Credit reviews

4.73
Based on 181,042 reviews, last reviewed 25th Jul 2026
168% increase in 5 star reviews
in the past 90 days
221% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I've always enjoyed using Paypal credit as it's so e... I've always enjoyed using Paypal credit as it's so easy to use and to pay. Reviewed on: 25th July 2026
Kelly's avatar
Kelly

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181044)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Never had an issue all great.

5
Never had an issue all great. Use it all the time easy to use and understand Reviewed on: 13th July 2026

No hassle readly available credit with easy flexible...

5
No hassle readly available credit with easy flexible repayment plans Reviewed on: 13th July 2026

Excellent App

5
Great customer service, so easy to use the app. Reviewed on: 13th July 2026

Easy to use and good service and can use it in a lot...

4
Easy to use and good service and can use it in a lot of places Reviewed on: 13th July 2026

Works perfect no issues

5
Works perfect no issues at all so im happy Reviewed on: 13th July 2026

Good experience always, straightforward and easy to use

5
Good experience always, straightforward and easy to use Reviewed on: 13th July 2026

I simply love this platform.

5
I simply love this platform. It’s simple to use and very useful Reviewed on: 13th July 2026

Perfect!

5
Have been using Paypal for years and its always easy, I have never had any problems or issues. Reviewed on: 13th July 2026

Greatly Improved Seevice

5
Always had a great experience using PayPal and a good experience with customer service at times where I had to contact them for queries. Has a very decent purchase interest rate for the high credit limit offered. Reviewed on: 13th July 2026

Easy to use and pay back.

5
Easy to use and pay back. Good for spreading out large purchases Reviewed on: 13th July 2026

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