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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 136,173 reviews, last reviewed 12th Jun 2026
3926800% increase in 5 star reviews
in the past 90 days
10900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

excellent experience i have used this service for ye... excellent experience i have used this service for years very good Reviewed on: 12th June 2026
adrian t's avatar
adrian t

Latest lowest rating:

1

There's no solution offered to my issue There's no solution offered to my issue Reviewed on: 11th June 2026
Melissa Glasgow's avatar
Melissa Glasgow
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (136173)

Overall good, customer service coould be improved

4
Overall good, customer service coould be improved Reviewed on: 10th June 2026
Andreea S's avatar
Andreea S

Fantastic option to pay

5
Its so simple and easy to use plus gives you buyers protection which is essential these days purchasing online. The option to pay up in instalments makes it easy to budget your outgoings. Reviewed on: 10th June 2026
Mo's avatar
Mo

Seamless

5
most important for me is the seamless transaction process when on line....Interest free 3 month payments allows me breathing space and affordability. Reviewed on: 10th June 2026
Colin M's avatar
Colin M

Great alternative to paying in full

5
Allows me the freedom to pay in one go but spread the cost. I especially like the 0% interest on larger purchases for 4 months. Reviewed on: 10th June 2026
Michelle H's avatar
Michelle H

Service Good

4
Able to use with ease and confidence in my spending Reviewed on: 10th June 2026
Mel Lovell's avatar
Mel Lovell

Im happy customer of PayPal, using quite frequently.

5
Im happy customer of PayPal, using quite frequently. I have a trust is PayPal and all my purchases are safe. Thank you Reviewed on: 10th June 2026
Dominika's avatar
Dominika

Easy to use online.

5
Easy to use online. Good interest free offers Reviewed on: 10th June 2026
Rebecca m's avatar
Rebecca m

I am trying to pay money before to get interest but...

3
I am trying to pay money before to get interest but I can’t Reviewed on: 10th June 2026
Nahed E's avatar
Nahed E

Approachable and helpful when required good level of...

5
Approachable and helpful when required good level of customer service Reviewed on: 10th June 2026
Stephen Beggs's avatar
Stephen Beggs

Always been an easy reliable way to manage finances.

5
Always been an easy reliable way to manage finances. Reviewed on: 10th June 2026
Mark G's avatar
Mark G

Review PayPal: PayPal Credit now

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