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PayPal: PayPal Credit reviews

4.73
Based on 136,201 reviews, last reviewed 12th Jun 2026
3928150% increase in 5 star reviews
in the past 90 days
10900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Helpful. Helpful...gave me assistance with financial Reviewed on: 12th June 2026
ME's avatar
ME

Latest lowest rating:

1

There's no solution offered to my issue There's no solution offered to my issue Reviewed on: 11th June 2026
Melissa Glasgow's avatar
Melissa Glasgow

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (136201)

Absolutely trustworthy and straightforward to use

5
Absolutely trustworthy and straightforward to use Reviewed on: 10th June 2026

good for when i’m a little short at the end of the m...

5
good for when i’m a little short at the end of the month Reviewed on: 10th June 2026

Always feel protected

5
Always feel protected when I use PayPal for payment Reviewed on: 10th June 2026

Very easy very convenient to use cant recommended en...

5
Very easy very convenient to use cant recommended enough Reviewed on: 10th June 2026

PayPal takes the stress out of spendingwhen needing...

5
PayPal takes the stress out of spending when needing to pay later! It’s like borrowing without realising that you’re borrowing because you are more aware that you need to repay! It’s much safer and cheaper than applying for those short term loans! Reviewed on: 10th June 2026

0% for 4 months is good but 6 months would be even b...

5
0% for 4 months is good but 6 months would be even better Reviewed on: 10th June 2026

Want value, choice and security choose PayPal

5
By using PayPal I feel like I am making secure purchases online, it is really simple to use, widely available and any issues I have had with purchases I am refunded veery quickly. PayPal keeps me up to date on what I am spending and has different options from paying in one go, to instalments and using credit option so I can select the choice that suits my needs at the time. Reviewed on: 10th June 2026

Offered at most places and is a good way to spend in...

4
Offered at most places and is a good way to spend interest free. Reviewed on: 10th June 2026

Any problem pay pal will help you sort it

5
If there. are any problems with your order and you have used pay pal they are more than helpful to help you Reviewed on: 10th June 2026

Paypal over banks every day.

5
I had an issue with my bank and started using Paypal and it is so much more convenient - I now have credit and debit and I wont look back Reviewed on: 10th June 2026

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