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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50807 reviews)

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4.91

Based on 50,806 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

Really professional staff and fast service.

Really professional staff and fast service. Reviewed on: 28th May 2025

Love pay in 3

Love that paypal allows credit & you can pay for things in 3 instalments Reviewed on: 28th May 2025

I find the credit statements a bit confusing as to w...

I find the credit statements a bit confusing as to what I’ve spent and when Reviewed on: 28th May 2025

Fantastic credit card, has everything you need.

Fantastic credit card, has everything you need. Reviewed on: 28th May 2025

Excellent service!

Excellent service! Makes online shopping super easy. Flexible options for both long and short term payment plans. Would recommend to anyone! Wide range of retailer support. 0% interest on many of the products that they offer. Reviewed on: 28th May 2025

A useful tool

I find Paypal Credit a very useful tool and very easy to use. Reviewed on: 28th May 2025

Seamless Payments, 3 Months, Zero Interest

PayPal has helped me manage payment transactions to different parts of the world. The three-month interest-free period offered by PayPal Credit has also made it easier and more convenient for me to purchase items. Reviewed on: 28th May 2025

Simple Effective and secure

Was very easy to set up and manage with the PayPal application. If gives me added security and peace of mind when buying things and spreading the cost using PayPal credit. The application is very good and easy to navigate. If needed can also make disputes with retailers purchases Reviewed on: 28th May 2025

Over the moon

I'm paying for things over 3 months so I get it at the price it says I'm over the moon it's not going out in one lump sum. Reviewed on: 28th May 2025

Easy to use, flexible payment methods

Easy to use, flexible payment methods Reviewed on: 28th May 2025

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