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PayPal: PayPal Credit reviews

4.73
Based on 136,366 reviews, last reviewed 12th Jun 2026
3935750% increase in 5 star reviews
in the past 90 days
10950% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Flexible payment options What I really enjoy about PayPal is it offers a range of flexible payment options, from taking it direct from your bank, spreading it out over 3 month... Read more Reviewed on: 12th June 2026
Joanna R's avatar
Joanna R

Latest lowest rating:

1

Card never works Card hasn’t worked whenever and wherever I tried it… just gets declined despite an unused £6500 balance available Reviewed on: 12th June 2026
Aaron Whiteway's avatar
Aaron Whiteway

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (136366)

Excellent service and great customer support and goo...

5
Excellent service and great customer support and good benefits for everyone Reviewed on: 10th June 2026

User friendly, and security checks before payment ap...

5
User friendly, and security checks before payment approvals is excellent. Reviewed on: 10th June 2026

Best experience and hassle free !

5
Best experience and hassle free !! Reviewed on: 10th June 2026

Very good for interest free options and easy to pay

5
Very good for interest free options and easy to pay Reviewed on: 10th June 2026

Excellent all round usability

5
Excellent all round usability, great 0% credit options and superb customer service. Reviewed on: 10th June 2026

Easy to navigate.

5
Easy to navigate. All transactions feel secure and the option of pay in 3 is really helpful for those purchase in tighter months Reviewed on: 10th June 2026

Long standing customer

5
A great app, good to use, very simple and upgrades have worked well. Reviewed on: 10th June 2026

They’re clear, helpful and transparent.

5
They’re clear, helpful and transparent. They are helpful for transferring cash quickly and keeping my money safe and protected online. The new credit card is an excellent new addition to help me use credit whilst out and about and not just online. Reviewed on: 10th June 2026

Always easy to use for purchases.

5
Always easy to use for purchases. You also feel as though you can trust them Reviewed on: 10th June 2026

had a few parcels not delivered and when I got...

5
I've had a few parcels not delivered and when I got intouch with PayPal they have sorted it out very quickly Reviewed on: 10th June 2026

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Help others make smarter decisions by sharing your own experience. Write a review