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PayPal: PayPal Credit reviews

4.73
Based on 136,201 reviews, last reviewed 12th Jun 2026
3928150% increase in 5 star reviews
in the past 90 days
10900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Helpful. Helpful...gave me assistance with financial Reviewed on: 12th June 2026
ME's avatar
ME

Latest lowest rating:

1

There's no solution offered to my issue There's no solution offered to my issue Reviewed on: 11th June 2026
Melissa Glasgow's avatar
Melissa Glasgow

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (136201)

Simple and easy way to make paymenrs

5
Simple and easy way to make paymenrs Reviewed on: 10th June 2026

Feel protected when I use PayPal, as they refund you...

4
Feel protected when I use PayPal, as they refund you if you’re scammed Reviewed on: 10th June 2026

great time using it.

5
great time using it. have no troubles especially booking flights Reviewed on: 10th June 2026

Convenient and safe.

4
..safe and convenient and takes the stress out of carrying a wallet full of cards. Reviewed on: 10th June 2026

Brilliant app, Easy to access money and credit if ne...

5
Brilliant app, Easy to access money and credit if needed Reviewed on: 10th June 2026

I have never experienced any issues with Paypal, and..

5
I have never experienced any issues with Paypal, and the credit and pay in 3, are great options to spread the cost Reviewed on: 10th June 2026

0% for 4 mos.

5
I keep using Paypal credit to split my purchases into 4 months if its above £100. 0% for 4 months is convenient for me. Reviewed on: 10th June 2026

Great quick service.

5
Great quick service. No issues in applying Reviewed on: 10th June 2026

Overall good, customer service coould be improved

4
Overall good, customer service coould be improved Reviewed on: 10th June 2026

Fantastic option to pay

5
Its so simple and easy to use plus gives you buyers protection which is essential these days purchasing online. The option to pay up in instalments makes it easy to budget your outgoings. Reviewed on: 10th June 2026

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