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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 136,366 reviews, last reviewed 12th Jun 2026
3935750% increase in 5 star reviews
in the past 90 days
10950% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Flexible payment options What I really enjoy about PayPal is it offers a range of flexible payment options, from taking it direct from your bank, spreading it out over 3 month... Read more Reviewed on: 12th June 2026
Joanna R's avatar
Joanna R

Latest lowest rating:

1

Card never works Card hasn’t worked whenever and wherever I tried it… just gets declined despite an unused £6500 balance available Reviewed on: 12th June 2026
Aaron Whiteway's avatar
Aaron Whiteway
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (136366)

No fuss no jargon great customer setvice

5
No fuss no jargon great customer setvice Reviewed on: 10th June 2026
Russell S's avatar
Russell S

Is very beneficial and very good service.

5
Is very beneficial and very good service. It is very easy to use. Reviewed on: 10th June 2026
Vida B's avatar
Vida B

Always seamless and simple to use.

5
Always seamless and simple to use. Reviewed on: 10th June 2026
Eilidh B's avatar
Eilidh B

Easy to use and reasonably priced

5
Easy to use and reasonably priced Reviewed on: 10th June 2026
Roy E's avatar
Roy E

Best payment method

5
I have been using PayPal for years and it is the most reliable payment method. They respond very quickly to any issues I might have. Reviewed on: 10th June 2026
Eunice's avatar
Eunice

Can always trust PayPal.

5
Can always trust PayPal. So easy to use and navigate website. Customer service is exceptional. Easy transactions, and never any issues. Simply the best finance company! Reviewed on: 10th June 2026
Smith 's avatar
Smith

the options were easy to understand easy to set up

4
the options were easy to understand and easy to set up Reviewed on: 10th June 2026
Sparkywin 's avatar
Sparkywin

Easily accessible and simply to use for payments

4
Easily accessible and simply to use for payments Reviewed on: 10th June 2026
Georgina o's avatar
Georgina o

Great service with room to improve

5
I’ve found Paypal Credit quite straightforward to use, especially when buying online. The application and payment process were simple, and it’s useful having the option to spread payments when needed. The main downside is that the information around repayments and charges could be clearer. It can feel a bit easy to miss the details unless you check everything properly, so I’d say it works well but only if you stay on top of the payments. Overall, it’s convenient and handy, but I’d prefer clearer communication and reminders. Reviewed on: 10th June 2026
PG's avatar
PG

Using PayPal has genuinely made my online shopping s...

5
Using PayPal has genuinely made my online shopping so much easier. I love how quickly I can check out without typing in all my card details every time. The buyer protection also gives me real peace of mind — especially when I’m ordering from new sellers. It’s fast, secure, and reliable, and it’s become my go‑to way to pay online. Reviewed on: 10th June 2026
Joanne thompson 's avatar
Joanne thompson

Review PayPal: PayPal Credit now

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