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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

It’s a great way to shop and pay for goods if anythi...

It’s a great way to shop and pay for goods if anything wrong and shop won’t reply pay pal get the job done Reviewed on: 28th May 2025

Safety First

I feel safe using PayPal for my payments Reviewed on: 28th May 2025

Without PayPal Credit I couldn't have started my bus...

Without PayPal Credit I couldn't have started my business and now I wouldn't have had a house neither a car. Reviewed on: 28th May 2025

I have been very satisfied with PayPal Credit since...

I have been very satisfied with PayPal Credit since the first day I started using it. It provides a great opportunity to purchase essential items, such as a fridge or washing machine, during emergencies when I might not have the funds available at that moment. I am truly grateful for PayPal Credit and appreciate the service. Thank you, PayPal! Reviewed on: 28th May 2025

Easy and secure credit option

Easy to use and helpful when you need advice Reviewed on: 28th May 2025

Excellent and easy experience.

Excellent and easy experience. Never had any issues at all. Would recommend to anyone who asked. Reviewed on: 28th May 2025

Paypal is the best payment method!

I have been using Paypal for many years and cannot fault it. I always receive a satisfactory experience and service. I have made it my number one payment method including Paypal Credit and Pay in 3. I have recommend it around me to friends and family and always confident when making purchases as it is safe and any issues will be dealt with by the great customer service team. Reviewed on: 28th May 2025

Easy to use and super service, affordable and excell...

Easy to use and super service, affordable and excellent app Reviewed on: 28th May 2025

Lack of customer services ie online chats and not q...

Lack of customer services ie online chats and not quick enough in responding to emails Reviewed on: 28th May 2025

Good experience.

Good experience. I used it a while ago and can’t remember having any problems. Reviewed on: 28th May 2025

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