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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 136,611 reviews, last reviewed 12th Jun 2026
3947200% increase in 5 star reviews
in the past 90 days
10950% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great customer service and easy to use Great customer service and easy to use Reviewed on: 12th June 2026
Christina H's avatar
Christina H

Latest lowest rating:

1

Card never works Card hasn’t worked whenever and wherever I tried it… just gets declined despite an unused £6500 balance available Reviewed on: 12th June 2026
Aaron Whiteway's avatar
Aaron Whiteway
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (136612)

Better then Granny

5
I’ve had a great experience using PayPal Credit. The application process was simple, and it has made managing purchases much more convenient. I appreciate the flexibility it offers, especially for larger purchases, and the PayPal platform is always easy to use and secure. Customer service has been helpful whenever I’ve needed assistance, and I like being able to keep track of everything in one place. Overall, PayPal Credit has been a reliable financial tool that provides peace of mind and added convenience when shopping online. I would definitely recommend PayPal Credit to anyone looking for a trusted and user-friendly payment solution. Reviewed on: 10th June 2026
Agne B's avatar
Agne B

Is nice and easy with PayPal value for money you can...

5
Is nice and easy with PayPal value for money you can shop with PayPal anywhere in the UK even in abroad Well recommended. Reviewed on: 10th June 2026
Dominic D's avatar
Dominic D

Simple to apply, easy to use

5
Simple to apply for, easy to use. Spreading cost over 4 months with interest free is great. Reviewed on: 10th June 2026
Lana V's avatar
Lana V

Great I love PayPal credit It's simple and really ea...

5
Great I love PayPal credit It's simple and really easy to use Reviewed on: 10th June 2026
Holly's avatar
Holly

Always protect me and easy to use

5
Always protect me and easy to use Reviewed on: 10th June 2026
Sylwia Poprawska's avatar
Sylwia Poprawska

Always had a good experience and help when I've made...

5
Always had a good experience and help when I've made enquiries Reviewed on: 10th June 2026
Kerry M's avatar
Kerry M

Perfect service

5
Has helped me so so.much when in a tight spot for groceries etc Reviewed on: 10th June 2026
Kerry R's avatar
Kerry R

Easy to use and understand, convenient and clear

4
Easy to use and understand, convenient and clear Reviewed on: 10th June 2026
Eric C's avatar
Eric C

Love PayPal give my si good option especially with...

5
Love PayPal give my si good option especially with credits. Reviewed on: 10th June 2026
Katarzyna 's avatar
Katarzyna

Good value and easy to use.

4
Good value and easy to use. What more do you need. Reviewed on: 10th June 2026
DGW's avatar
DGW

Review PayPal: PayPal Credit now

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