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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (136681 reviews)

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4.73

Based on 136,681 reviews, last reviewed 12th Jun 2026

3950100% increase in 5 star reviews

in the past 90 days

11000% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best service Very easy and simple to access,make and receive payments! Very happy with this service. Reviewed on: 12th June 2026

Latest lowest rating:

1

PayPal Credit struggling to support their aspiration... PayPal Credit struggling to support their aspiration to compete with banks and credit card providers - too slow, terrible online support options and t... Read more Reviewed on: 12th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (136681)

Easy to use and a great way to pay...

PayPal credit is easy to use and a great way to pay for things using credit. Repayments are easy and the email reminders are handy Reviewed on: 10th June 2026

Easy to use .

Easy to use . Good communication about payment date due . Handy to have for those little unexpected surprises. Reviewed on: 10th June 2026

Always reliable and trustworthy, top service.

Always reliable and trustworthy, top service. Reviewed on: 10th June 2026

Paypal review

Never had a problem, love PayPal, always use Reviewed on: 10th June 2026

It’s such an easy to use and transparent service.

It’s such an easy to use and transparent service. And the one and only time I ever had an issue, their customer service team was very friendly, competent and resolved my issue quickly. Reviewed on: 10th June 2026

Travel Now and Pay Later

A very straightforward and useful way to be able to pay outright and pay back in pain-free instalments. I have used this for countless AirBnB trips both in the UK and abroad and it never lets me down as a fair pay to travel. Reviewed on: 10th June 2026

Holiday paypal

I have used PayPal as both a payment and money transfer platform for several years. My experience includes sending and receiving payments, managing invoices, handling refunds, and resolving transaction-related issues. I am familiar with PayPal’s security features, buyer and seller protection policies, and account verification processes. Through regular use, I have developed a strong understanding of online payment workflows and the importance of providing a secure and seamless customer experience. I use my pay pal money to holiday was lovely time spend with family with I love soo much. Best option for me and my family Reviewed on: 10th June 2026

Easy to use PayPal credit.

Easy to use PayPal. Great for big purchases. Safe and feel very secure. Easy to make payments so no late fees. Great choice for credit. Reviewed on: 10th June 2026

PayPal is a safe and secure way to pay for services...

PayPal is a safe and secure way to pay for services and to give money to relatives. I have used it for many years and have ever had any issues. Reviewed on: 10th June 2026

Absolutely love PayPal

Absolutely love PayPal has really helped me, even when I didn’t have the cash on hand would definitely recommend to friend’s and family Reviewed on: 10th June 2026

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