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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Always helpful and convenient.

Allways helpful and convenient.. Especially if you need something for a loved one.. Or something that's a necessity. Reviewed on: 13th July 2026

PayPal always resolves any problems quickly and thei...

PayPal always resolves any problems quickly and their app is easy to navigate. Reviewed on: 13th July 2026

Very easy to use and good deals on credit.

Very easy to use and good deals on credit. Convenient for international payments. App very easy too. Customer services always responsive Reviewed on: 13th July 2026

Easy to set up payment and easy to track.

Easy to set up payment and easy to track. Early full payment was perfect and allowed flexibility that I needed. Reviewed on: 13th July 2026

Excellent service.

Excellent service. Hassle free. Great communication. Any difficult transactions PayPal will sort. Reviewed on: 13th July 2026

Works for me easy to use and does what I...

Works for me easy to use and does what I need evertime Reviewed on: 13th July 2026

Excellent service, highly recommend!

Excellent service, highly recommend! Reviewed on: 13th July 2026

The customer services dont seem to have enough autho...

The customer services dont seem to have enough authorisation to resolve the issues quickly. Reviewed on: 13th July 2026

The only issue I have is with the turnaround time fo...

The only issue I have is with the turnaround time for payments being processed. It takes such a while compared to other platforms. Reviewed on: 13th July 2026

Always there when I need it, The availability of cre...

Always there when I need it, The availability of credit is handy when I want to buy something and my bank account funds are low. Reviewed on: 13th July 2026

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