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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 136,611 reviews, last reviewed 12th Jun 2026
3947200% increase in 5 star reviews
in the past 90 days
10950% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great customer service and easy to use Great customer service and easy to use Reviewed on: 12th June 2026
Christina H's avatar
Christina H

Latest lowest rating:

1

Card never works Card hasn’t worked whenever and wherever I tried it… just gets declined despite an unused £6500 balance available Reviewed on: 12th June 2026
Aaron Whiteway's avatar
Aaron Whiteway
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (136612)

It’s just always so easy with Pay Pal plus the added...

5
It’s just always so easy with Pay Pal plus the added security related to purchasing gives me comfort. having the option to pay in different ways also means that I have the flexibility of buying and paying. Reviewed on: 10th June 2026
Andrew G's avatar
Andrew G

Always helpful when I have a problem especially when...

5
Always helpful when I have a problem especially when I need resolution to a case Reviewed on: 10th June 2026
Jack 's avatar
Jack

0% interest is good

4
I like the 0% interest for four months I think that is generous, and helpful. I would like to see it extended though. Reviewed on: 10th June 2026
Arty C's avatar
Arty C

I find paypal the safest way to shop and if your sol...

5
I find paypal the safest way to shop and if your sold counterfeit items from any company's you are guaranteed they fight to get your money back Reviewed on: 10th June 2026
CarolynL's avatar
CarolynL

Good service and good product.

5
I have never had any issues with PayPalCredit. Reviewed on: 10th June 2026
Michael D's avatar
Michael D

So fantastic helps to buy furniture nd gives you tim...

5
So fantastic helps to buy furniture nd gives you time to pay back Reviewed on: 10th June 2026
Dawn G's avatar
Dawn G

Always had a great experience using PayPal.

5
Always had a great experience using PayPal. Reviewed on: 10th June 2026
Sally G's avatar
Sally G

Best payment option

5
If I ever have an option to pay with PayPal I will always choose it, I feel it's easier and safer then using my debit or credit. The customer service is great and the whole system make it feel like it's the safest way to pay. Reviewed on: 10th June 2026
Ian's avatar
Ian

I’ve used PayPal Credit for several purchases and th...

5
I’ve used PayPal Credit for several purchases and the experience has been smooth overall. The application process was quick, payments are easy to manage, and the statements are clear. The promotional 0% offers are helpful, though it would be good if PayPal provided clearer reminders before promotions expire. Overall, it’s a convenient credit option for online shopping Reviewed on: 10th June 2026
Andy P's avatar
Andy P

Fastest Customer Service Agents

5
Always willing to help, actually investigates issues when you submit tickets with frequent updates regarding those issues. Also has the best exchange rate when paying for services that only exist in other countries (Mainly USA based companies) Reviewed on: 10th June 2026
Slumcat's avatar
Slumcat

Review PayPal: PayPal Credit now

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