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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

Easy to apply and monitor spend.

Easy to apply and monitor spend. Clear email updates Reviewed on: 28th May 2025

Good, easy to use , easy access to your account...

Good, easy to use , easy access to your account Reviewed on: 28th May 2025

quick, and easy to use service, and fast cant say be...

quick, and easy to use service, and fast cant say better than that Reviewed on: 28th May 2025

everything smooth

good experience everything smooth Reviewed on: 28th May 2025

Not problem pay online, just want to get more money,...

Not problem pay online, just want to get more money, and pay my credit give to the PayPal 5 star Reviewed on: 28th May 2025

Fast and reliable with security transactions.

Fast and reliable with security transactions. Reviewed on: 28th May 2025

conveniant money.

its good to get something when you wont it and not have to save up. Reviewed on: 28th May 2025

PayPal credit is very handy,

PayPal credit is very handy, especially there interest free offers allowing you to pay over 3/4 months, makes those big purchases easier to afford without accruing loads of debt. Reviewed on: 28th May 2025

Always easy and straightforward

Never had any issues with PayPal, process to setup account and use to pay has always been easy and straightforward so Reviewed on: 28th May 2025

PayPal credit has been extremely helpful to me when...

PayPal credit has been extremely helpful to me when I most needed it. The app is very easy to use and any time I need it is is done with in a matter of seconds. Reviewed on: 28th May 2025

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