Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

View other PayPal products

4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

All good sorted my enquiry out in fast time

All good sorted my enquiry out in fast time Reviewed on: 13th July 2026

Top class

Very easy to use, great easy interface Reviewed on: 13th July 2026

Quick and easy

Quick and easy with a clear and easy to use app Reviewed on: 13th July 2026

used it for years never failed, they look into matte...

used it for years never failed, they look into matters seriously and get back to your promptly Reviewed on: 13th July 2026

I have never experienced any issues

I have never experienced any issues Reviewed on: 13th July 2026

Takes the pressure of monthly expenses.

Takes the pressure of monthly expenses. The 0% over 4 months is by far the best financial tool I've used so long as you keep track of situation and don't splurge unnecessarily. It used to be disappointing when certain stores or website didn't accept PayPal credit but now with the new card system you can use PayPal anywhere that accepts credit cards I use it at the supermarket for food shops all the time. Reviewed on: 13th July 2026

Affordable way to pay

Has helped me to be able to purchase large items in a affordable way, thankyou. Reviewed on: 13th July 2026

Convenient and secure .

I have only had the card for a short while but I have found it to be very convenient nonetheless. Nestled in my Apple Wallet I can purchase services and goods by using my iPhone. It is secure, using my facial recognition feature, and I have a complete record of my expenses. Convenience, security and being able to stay on top of my spending are the key factors of giving the scores I have given. Reviewed on: 13th July 2026

It works quickly, very helpful for larger payments.

It works quickly, very helpful for larger payments. I will definitely recommend Reviewed on: 13th July 2026

Definitely recommend

Very happy definitely would recommend Reviewed on: 13th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Zebra Finance 4.08 from 6 reviews
Payments
from PayPal 4.72 from 3854 reviews
Loan
from Snap Finance 4.81 from 370 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101312 reviews
Payments
from PayPal 4.72 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub