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PayPal: PayPal Credit reviews

4.73
Based on 136,681 reviews, last reviewed 12th Jun 2026
3950100% increase in 5 star reviews
in the past 90 days
11000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Best service Very easy and simple to access,make and receive payments! Very happy with this service. Reviewed on: 12th June 2026
Diana C's avatar
Diana C

Latest lowest rating:

1

PayPal Credit struggling to support their aspiration... PayPal Credit struggling to support their aspiration to compete with banks and credit card providers - too slow, terrible online support options and t... Read more Reviewed on: 12th June 2026
Theo W's avatar
Theo W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (136681)

My to go service when sending money

5
My to go service when sending money Reviewed on: 10th June 2026

Never had need to use customer services

5
Never had need to use customer services Reviewed on: 10th June 2026

Brilliant experience and would recommend

5
Brilliant experience and would recommend Reviewed on: 10th June 2026

Brilliant experience and would recommend

5
Brilliant experience and would recommend Reviewed on: 10th June 2026

Great response from help desk when my debit card had...

5
Great response from help desk when my debit card had been hacked Reviewed on: 10th June 2026

Security and convenience

5
Very easy to use with the peace of mind that security is of the highest standard. Reviewed on: 10th June 2026

I find PayPal extremely usable and flexible when pay...

5
I find PayPal extremely usable and flexible when paying for large purchases. Reviewed on: 10th June 2026

Great service

5
Easy to use and very helpful and manageable Reviewed on: 10th June 2026

It’s great for spreading the cost pay in 3 or over a...

5
It’s great for spreading the cost pay in 3 or over a extended time that’s why a used it for years great for getting my golf gear Reviewed on: 10th June 2026

I love the security of using PayPal and the flexibil...

5
I love the security of using PayPal and the flexibility that PayPal credit allows me. In a busy complicated world PayPal offers ease and simplicity. Reviewed on: 10th June 2026

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