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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 136,773 reviews, last reviewed 12th Jun 2026
3954150% increase in 5 star reviews
in the past 90 days
11050% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent Excellent service I feel safe when using paypal Reviewed on: 12th June 2026
KY M's avatar
KY M

Latest lowest rating:

1

Easy access helps with chasing refunds and returns Easy access helps with chasing refunds and returns Reviewed on: 12th June 2026
Frodo's avatar
Frodo
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (136773)

Very good service

5
I use the choice of available payment options, depending on purchases and cost Reviewed on: 10th June 2026
Julie Peel's avatar
Julie Peel

Do expensive and too unflexiable

1
Do expensive and too unflexiable Reviewed on: 10th June 2026
Andy's avatar
Andy

It's been reliable and very reassuring at all times...

5
It's been reliable and very reassuring at all times knowing that I have that extra money there. PayPal never lets me down and the payments are reasonable and very affordable. I'd recommend this to any friend, family or colleague Reviewed on: 10th June 2026
Jodie 's avatar
Jodie

Very good, very easy.

5
Very good, very easy. Would definitely recommend! Reviewed on: 10th June 2026
James S's avatar
James S

Have used my PayPal credit a few times now and have...

5
Have used my PayPal credit a few times now and have never had any issues at all. Very easy to set up. Reviewed on: 10th June 2026
Gemma C's avatar
Gemma C

Excellent service and easy to use

5
Excellent service and easy to use Reviewed on: 10th June 2026
Alex F's avatar
Alex F

No probs

5
Never had a problem, always works Reviewed on: 10th June 2026
The Mac's avatar
The Mac

No issues at all x Great Service

5
I've had no issues at all with PayPal Credit. Came in handy when I needed it Reviewed on: 10th June 2026
LeAnn Arrowsmith's avatar
LeAnn Arrowsmith

Easy to use

5
Easy to use, especially keeping track and managing this all through the app and lots of communication to keep you updated too. Reviewed on: 10th June 2026
Frances M's avatar
Frances M

Easy and good value

5
I find Paypal credit easy to use and good value especially when spreading cost of purchases over small periods interest free Reviewed on: 10th June 2026
Darren M's avatar
Darren M

Review PayPal: PayPal Credit now

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