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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

Very helpful when i needed help and a great provider...

Very helpful when i needed help and a great provider Reviewed on: 28th May 2025

Whenever I have had an issue.

Whenever I have had an issue I have used the callback feature and in less than 5 minutes Paypal have called me back the issue has been resolved. Reviewed on: 28th May 2025

Safest way to pay ...

Iv always had very positive experiences with PayPal I find it the safest way to buy stuff online Reviewed on: 28th May 2025

fine so far

all fine so far they respond well if there is a problem with payments Reviewed on: 28th May 2025

SEAMLESS COMMUNICATION, EASY PORTAL TO USE

SEAMLESS COMMUNICATION, EASY PORTAL TO USE Reviewed on: 28th May 2025

Very nice and very easy to PayPal!

Very nice and very easy to PayPal! I'm a little but happy with PayPal! Reviewed on: 28th May 2025

I have used Paypal for quite a few years now, it mak...

I have used Paypal for quite a few years now, it makes purchasing safe and easy, and I have used all of the available purchases options, direct, pay in three and credit, its great to have the choices and so simple to use, I would recommend this way to pay to all. Reviewed on: 28th May 2025

I’ve been using PayPal credit for years now.

I’ve been using PayPal credit for years now. The 3 and 4 month interest free is brilliant! Reviewed on: 28th May 2025

Trusted company

With paypal i can confidently shop and trust my money is secure. Refund is hustle free with paypal. I'm not scared to use and it's paypal for life happy. Reviewed on: 28th May 2025

I got paypal credit to boost my credit score and it...

I got paypal credit to boost my credit score and it has been amazing and I've gotten multiple friends and family to use it aslo Reviewed on: 28th May 2025

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