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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Always quick and easy.

Always quick and easy. Making payments to account is simple and the option to pay in 3 is useful for big birthdays and Christmas etc. Reviewed on: 13th July 2026

PayPal security paypal longer

I use PayPal for it security. Longer to PayPal helps PayPal in 3 Reviewed on: 13th July 2026

If a website precisely new dont have paypal option,...

If a website precisely new dont have paypal option, i won't easily buy things. Essy to navigate and had helped me resolve disputes Reviewed on: 13th July 2026

Good service

Easy to use, good communication and clarity Reviewed on: 13th July 2026

I’ve never had a bad experience with PayPal so far.

I’ve never had a bad experience with PayPal so far. Reviewed on: 13th July 2026

When I was needing to borrow paypal were zero percen...

When I was needing to borrow paypal were zero percent for 4 months Reviewed on: 13th July 2026

Satisfied

Very Satisfied with services rendered by PayPal and all relevant information and updates are regularly circulated. Reviewed on: 13th July 2026

Excellent service, easily accessible

Excellent service, easily accessible Reviewed on: 13th July 2026

Easy and responsible credit options

Easy and responsible credit options Reviewed on: 13th July 2026

The management of the credit line is easy and effici...

The management of the credit line is easy and efficient, I would still prefer a more dedicated Reviewed on: 13th July 2026

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