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PayPal: PayPal Credit reviews

4.73
Based on 136,772 reviews, last reviewed 12th Jun 2026
3954100% increase in 5 star reviews
in the past 90 days
11050% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Convenient and simple I’ve used Paypal credit for convenient and affordable payment plans when needed. I find the service simple and easy to use. Reviewed on: 12th June 2026
Nicki C's avatar
Nicki C

Latest lowest rating:

1

Easy access helps with chasing refunds and returns Easy access helps with chasing refunds and returns Reviewed on: 12th June 2026
Frodo's avatar
Frodo

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (136772)

Excellent convenient access for 0% over 4 months, es...

5
Excellent convenient access for 0% over 4 months, especially since introduction of physical Mastercard for retail use. Reviewed on: 10th June 2026

I get the help anytime when I need it.

5
I get the help anytime when I need it. Reviewed on: 10th June 2026

Great flexibility and interest free options

5
Great flexibility and interest free options Reviewed on: 10th June 2026

I always use PayPal for many things

5
I always use PayPal for many things… never had an issue, always a great service. Reviewed on: 10th June 2026

I use PayPal credit has another layer of security fo...

5
I use PayPal credit has another layer of security for buying on line Reviewed on: 10th June 2026

PayPal credit

5
I like the 0% interest for 4 months offer use it for a lot of purchases. Easy to use service. Reviewed on: 10th June 2026

PayPal is reliable, quick and easy

5
PayPal is reliable, quick and easy Reviewed on: 10th June 2026

Paypal is easy to use and has great repayment options

5
Paypal is easy to use and has great repayment options Reviewed on: 10th June 2026

Low rate of interest, transparent and easy to navigate

5
Low rate of interest, transparent and easy to navigate Reviewed on: 10th June 2026

Seamless

5
No issues. Easy to use. Very convenient. Reviewed on: 10th June 2026

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review