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PayPal: PayPal Credit reviews

4.73
Based on 136,825 reviews, last reviewed 12th Jun 2026
3956600% increase in 5 star reviews
in the past 90 days
11050% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have been with paypal for more than 5 years. I have been with paypal for more than 5 years. Every year it gives the customers what it needs and has been stable in improving the service. From more... Read more Reviewed on: 12th June 2026
Elz's avatar
Elz

Latest lowest rating:

1

Easy access helps with chasing refunds and returns Easy access helps with chasing refunds and returns Reviewed on: 12th June 2026
Frodo's avatar
Frodo

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (136825)

PayPal credit gives me affordable options to spread...

5
PayPal credit gives me affordable options to spread payments out enabling me to manage my finances easily. Reviewed on: 10th June 2026

Always available and easy to use

5
Always available and easy to use Reviewed on: 10th June 2026

Quick and easy service, great functionality on the app!

5
Quick and easy service, great functionality on the app! Reviewed on: 10th June 2026

Great service.

5
Great service. Provides exactly the level of support that you need Reviewed on: 10th June 2026

Great services for shopping online

5
Great services for shopping online. Easy to use functions. Would recommend to friends and family. Reviewed on: 10th June 2026

Easy to use, easy to split bills, easy to understand...

5
Easy to use, easy to split bills, easy to understand Reviewed on: 10th June 2026

Aways use PayPal for most transactions

5
Aways use PayPal for most transactions Reviewed on: 10th June 2026

Customer service very helpfull when encountered a pr...

5
Customer service very helpfull when encountered a problem Reviewed on: 10th June 2026

Usually Perfect

5
Never a bad experience, only thing is sometimes transactions dont work first time, but alot of rhe time this is a site fault rather than on paypals side Reviewed on: 10th June 2026

I’ve had PayPal for many years now and PayPal credit...

5
I’ve had PayPal for many years now and PayPal credit both ways are easy to use and afford Reviewed on: 10th June 2026

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