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PayPal: PayPal Credit reviews

4.73
Based on 136,879 reviews, last reviewed 12th Jun 2026
3959150% increase in 5 star reviews
in the past 90 days
11050% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Interest is high but was a needs must Interest is high. I was very short on money and this was the only option to get a foodshop for me and my two children who were under 4 after there dad... Read more Reviewed on: 12th June 2026
Paige c's avatar
Paige c

Latest lowest rating:

1

Easy access helps with chasing refunds and returns Easy access helps with chasing refunds and returns Reviewed on: 12th June 2026
Frodo's avatar
Frodo

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (136879)

Paypal, what would i do without you

5
Have been using paypal for a while, what an astounding service. It’s awesome highly recommend it. Reviewed on: 10th June 2026

Easy navigation and use, good to raise disputes

5
Easy navigation and use, good to raise disputes Reviewed on: 10th June 2026

First class service with great payment options, alon...

5
First class service with great payment options, along with 0% apr on purchases. Ideal for tracking deliveries and a secure app for faster payments. Reviewed on: 10th June 2026

The best

5
Is so easy to use, really brilliant company Reviewed on: 10th June 2026

I just love PayPal credit and the fact paypal is see...

5
I just love PayPal credit and the fact paypal is seemingly the best at integrating pretty much anymore. I haven't seen a smoother process yet and PayPal remains my go to. Reviewed on: 10th June 2026

Great company no problem so far

5
Great had no problem with all the years ive been with them Reviewed on: 10th June 2026

Excellent customer service and easy to use app.

5
Excellent customer service and easy to use app. Reviewed on: 10th June 2026

Its really quick and convenient.

5
Its really quick and convenient. It can be used against bigger purchases and takes the pressure off. Reviewed on: 10th June 2026

The ultimate middle-man for that peace of mind!

5
The ultimate “middle man” for that peace of mind! When in doubt, PayPal it! Reviewed on: 10th June 2026

Can’t fault paypal, very good.

5
Can’t fault paypal, very good. Helps with spreading the cost of many things. Reviewed on: 10th June 2026

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Help others make smarter decisions by sharing your own experience. Write a review