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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

Excellent service from Paypal

never had issue with paypal. they provide a great service and appropriate product Reviewed on: 28th May 2025

Brilliant options to pay later.

Brilliant options to pay later. Very easy to complete transactions. Great communication and slick app. Smooth processes all round. I would highly recommend to others to use the pay later options to allow for flexibility. Reviewed on: 28th May 2025

PayPal is very easy to use and very safe.

PayPal is very easy to use and very safe. Reviewed on: 28th May 2025

Used PayPal for years, very convenient to use and gi...

Used PayPal for years, very convenient to use and gives you confidence when buying goods Reviewed on: 28th May 2025

a little boost until payday

PayPal credit is good if you need a little extra time until payday, plus if you choose three months interest free credit you can pay it over three months without paying interest. Reviewed on: 28th May 2025

Have solved a lot of problems fairly for me

Have solved a lot of problems fairly for me Reviewed on: 28th May 2025

It's flexible and clear.

It's flexible and clear. It helps me with cashflow by spreading my payments to more manageable chunks. The app is very user friendly and the communications are good! Reviewed on: 28th May 2025

Very reliable and secure.

Very reliable and secure. Very efficient way of making transactions. Reviewed on: 28th May 2025

Very good easy to use safe granted safe online servi...

Very good easy to use safe granted safe online service best Reviewed on: 28th May 2025

Use credit muipletimes easy to use

Use credit muipletimes easy to use Reviewed on: 28th May 2025

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