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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

Very straightforward, easy to set up and use.

Very straightforward, easy to set up and use. Reviewed on: 28th May 2025

Never had a bad experience with PayPal.

Never had a bad experience with PayPal. The payment reminders are so helpful to ensure I never miss a payment! Reviewed on: 28th May 2025

Useful service to pay for net and stationary purchase.

Useful service to pay for net and stationary purchase. Reviewed on: 28th May 2025

Amazing service and product when you want something...

Amazing service and product when you want something but can't afford straight away. Reviewed on: 28th May 2025

Was good, very good, many good, good good

Was good, very good, many good, good good Reviewed on: 28th May 2025

I've been using for long and found easier to pay thr...

I've been using for long and found easier to pay through PayPal credit . Reviewed on: 28th May 2025

PayPal makes it easy to make online purchases.

PayPal makes it easy to make online purchases. Really like the pay in 3 option. I have only had to open a dispute with a seller once and PayPal made this very easy and straight forward. Reviewed on: 28th May 2025

Excellent service second to none

I've never had a problem with PayPal and my confidence in any purchase is always greatly boosted when I see that PayPal is accepted by the vendor. On the few occasions where a problem has occurred with a purchase PayPal have always sorted it very swiftly with hardly any further involvement from myself. Reviewed on: 28th May 2025

Always been extremely helpful with managing my credi...

Always been extremely helpful with managing my credit and sorting out any issues Reviewed on: 28th May 2025

Fair Play Pal.

Simple to use. Good at sorting out disputes & getting your money back. Reviewed on: 28th May 2025

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