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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 136,995 reviews, last reviewed 12th Jun 2026
3964500% increase in 5 star reviews
in the past 90 days
11050% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fabulos Paypal! I've been using PayPal for many years and have always found it to be a reliable, secure, and convenient way to make payments online. The platform is e... Read more Reviewed on: 12th June 2026
Jusslou's avatar
Jusslou

Latest lowest rating:

2

Very disappointed about link bank account and trying... Very disappointed about link bank account and trying to pay my finance bill through PayPal the direct debit never works making me pay extra because it... Read more Reviewed on: 12th June 2026
Charlie P's avatar
Charlie P
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (136995)

Never had any issues happy :) easy way to deal with...

5
Never had any issues happy :) easy way to deal with receiving and sending money. With support. Reviewed on: 10th June 2026
Barry A's avatar
Barry A

It’s so handy having PayPal credit

5
It’s so handy having PayPal credit to help split the cost of items I want. PayPal is easy to use and available from lots of shops. The app is so easy to use, can pay as much as I need to until cleared. Reviewed on: 10th June 2026
Sazzle's avatar
Sazzle

I’ve had no issues so far.

5
I’ve had no issues so far. I’ve not needed to contact them so cannot judge the customer service but actually using the service and been easy and very helpful to me Reviewed on: 10th June 2026
Jack Hillman's avatar
Jack Hillman

Excellent Customer Service

5
I have been using PayPal for several years and have always found it to be a reliable and secure payment platform. One of the things I appreciate most is their excellent customer support and buyer protection service. Recently, I had an issue with a refund, and PayPal handled the case efficiently and fairly. They reviewed the situation, kept me informed throughout the process, and helped resolve the matter successfully. Their dispute resolution system gave me confidence that my transaction was protected. The platform is easy to use, payments are processed quickly, and I feel secure when making purchases online. Overall, my experience with PayPal has been very positive, and I would happily recommend it to others looking for a trusted online payment service. Reviewed on: 10th June 2026
Na's avatar
Na

Excellent resource for providing smooth online trans...

5
Excellent resource for providing smooth online transactions, and opportunities to stretch your purchases over time too. Reviewed on: 10th June 2026
Alex P's avatar
Alex P

All good so far thank you, never had any problems...

5
All good so far thank you, never had any problems Reviewed on: 10th June 2026
Daniel L's avatar
Daniel L

Love paypal, easy to use, great for saving or using...

5
Love paypal, easy to use, great for saving or using pay in 3 Reviewed on: 10th June 2026
Pam Ela Scott's avatar
Pam Ela Scott

Easy to use and reliable credit option

4
I’ve used PayPal Credit for several purchases and found it straightforward to manage. The application process was quick, payments are easy to track through my account, and the promotional offers can be helpful when making larger purchases. Overall, I’ve had a positive experience and would consider using it again. Reviewed on: 10th June 2026
Charlie E's avatar
Charlie E

Pay pal experience

4
Very good I am hopeless with technology Reviewed on: 10th June 2026
Sharon s's avatar
Sharon s

Credit card option for convenience

5
I have been using PayPal credit and credit card which allows you to pay for your day to day shopping and return over time without any worry, so I am extremely happy with a service. Reviewed on: 10th June 2026
Mariam 's avatar
Mariam

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