Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 136,941 reviews, last reviewed 12th Jun 2026
3962000% increase in 5 star reviews
in the past 90 days
11050% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always happy to use PayPal, secure ,fast payment met... Always happy to use PayPal, secure ,fast payment method. Highly recommend. Reviewed on: 12th June 2026
Monika Gruz's avatar
Monika Gruz

Latest lowest rating:

2

Very disappointed about link bank account and trying... Very disappointed about link bank account and trying to pay my finance bill through PayPal the direct debit never works making me pay extra because it... Read more Reviewed on: 12th June 2026
Charlie P's avatar
Charlie P
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (136941)

Really easy to use

5
Really easy to use and I’m waiting now for when I need to pay Reviewed on: 10th June 2026
Sophie A's avatar
Sophie A

Got money straight away.

5
Got money straight away. Made it clear what the terms were and I get payment reminders Reviewed on: 10th June 2026
Samantha k's avatar
Samantha k

Secure payments, easy to use.

5
Secure payments, easy to use. I always use PayPal when I can as I know my money is safe Reviewed on: 10th June 2026
Donna R's avatar
Donna R

Paypal credit is reliable and gives you the flexibil...

5
Paypal credit is reliable and gives you the flexibility to make purchases of any amount and pay later. Reviewed on: 10th June 2026
Amelia R's avatar
Amelia R

Always simple,.always secure...

5
I've used PayPal for a number of years now and have always found it a safe, effective and simple way to securely complete online purchases. Reviewed on: 10th June 2026
RickM's avatar
RickM

Great facilities, flexibility and I feel secure when...

5
Great facilities, flexibility and I feel secure when making transactions. Reviewed on: 10th June 2026
J. Christopher Chinnapan's avatar
J. Christopher Chinnapan

Easy to use, handy for large purchases especially wh...

4
Easy to use, handy for large purchases especially when out of the blue. Reviewed on: 10th June 2026
Ann M's avatar
Ann M

Love it.

5
Love it. an offer for longer interest free deals would be nice but other than that it’s great Reviewed on: 10th June 2026
Coco B 's avatar
Coco B

Great service, excellent customer support.

5
Generally, it's been excellent. They resolved matters when I was charged for a fraudulent transaction very swiftly, unlike my main bank, and their credit system had always worked well for me. It's a great layer of extra security on my finances, and I appreciate the fact that it's digitally managed from the start, instead of a weird afterthought like a lot of bank apps are. Reviewed on: 10th June 2026
Gerry's avatar
Gerry

Good value for money.

4
Good value for money. Customer service has been great when any issues arise. I would recommend to my friends and family. Reviewed on: 10th June 2026
AnonymousSK's avatar
AnonymousSK

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill