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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 136,995 reviews, last reviewed 12th Jun 2026
3964500% increase in 5 star reviews
in the past 90 days
11050% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fabulos Paypal! I've been using PayPal for many years and have always found it to be a reliable, secure, and convenient way to make payments online. The platform is e... Read more Reviewed on: 12th June 2026
Jusslou's avatar
Jusslou

Latest lowest rating:

2

Very disappointed about link bank account and trying... Very disappointed about link bank account and trying to pay my finance bill through PayPal the direct debit never works making me pay extra because it... Read more Reviewed on: 12th June 2026
Charlie P's avatar
Charlie P
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (136995)

Bought a television using pay pal credit

5
Applied for pay pal credit to buy a television and got a great deal. Reviewed on: 10th June 2026
Kenny M's avatar
Kenny M

Easy to use.

4
Its helpful but also dangerous... easy to use, apply for etc. Reviewed on: 10th June 2026
Kerys Doak's avatar
Kerys Doak

If i ever have an issue it is always resolved...

5
If i ever have an issue it is always resolved fast Reviewed on: 10th June 2026
Karen c's avatar
Karen c

Excellent Credit agreement and easy to apply

5
I opened a PayPal Credit account to help me manage my finances for larger items. It was a good move as there was 4 months zero interest and I was able to budget more easily. It wasnt difficult to open and I was more or less accepted immediately. Reviewed on: 10th June 2026
Jackie W's avatar
Jackie W

Easily applied at the checkout, no hassle , 4 months...

5
Easily applied at the checkout, no hassle , 4 months interest free. Reviewed on: 10th June 2026
Vaiva V's avatar
Vaiva V

Always feel protected with my purchases with PayPal.

5
Always feel protected with my purchases with PayPal. I’ve been scammed with some and always reimbursed Reviewed on: 10th June 2026
Toni c's avatar
Toni c

I use PayPal everyday.

5
I use PayPal everyday. Easy to use, efficient. Everything i need in one place Reviewed on: 10th June 2026
Karen A's avatar
Karen A

Great service and love the interest-free option!

5
I am really happy with PayPal. My favorite feature is definitely the option to buy things with a 0% credit line. Having three full months to pay off my purchases without any interest or extra fees is incredibly helpful. It makes managing my budget so much easier, especially for bigger expenses. The app is secure, fast, and very reliable. Highly recommended! Reviewed on: 10th June 2026
Marcin Z's avatar
Marcin Z

Perfect and help to people easily

5
Perfect and help to people easily Reviewed on: 10th June 2026
Mohammadrezakhalaj's avatar
Mohammadrezakhalaj

Great for a more expensive purchase to spread the cost

5
Great for a more expensive purchase to spread the cost Reviewed on: 10th June 2026
Linda Self's avatar
Linda Self

Review PayPal: PayPal Credit now

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