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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 137,039 reviews, last reviewed 12th Jun 2026
3966450% increase in 5 star reviews
in the past 90 days
11050% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good PayPal has always been flexible and easy to use. Reviewed on: 12th June 2026
Dan's avatar
Dan

Latest lowest rating:

2

Very disappointed about link bank account and trying... Very disappointed about link bank account and trying to pay my finance bill through PayPal the direct debit never works making me pay extra because it... Read more Reviewed on: 12th June 2026
Charlie P's avatar
Charlie P
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (137039)

Very quick and easy to use.

5
Very quick and easy to use. Never had any issues with paypal. Reviewed on: 11th June 2026
Nanon's avatar
Nanon

Reliable as always.

5
I’ve never had any issue using any of the PayPal services and it’s very reliable. Reviewed on: 11th June 2026
Enny B's avatar
Enny B

Straightforward process, clear information on paymen...

5
Straightforward process, clear information on payments amounts & dates. Reviewed on: 11th June 2026
Oliver H's avatar
Oliver H

PayPal has been great for me over the years.

5
PayPal has been great for me over the years. Using there 0% interest before 4 months has been a game changer for big purchases over £100. I already have recommended PayPal Credit to several family members and friends. Reviewed on: 11th June 2026
DJLEG's avatar
DJLEG

Really good and flexible.

5
Really good and flexible. And great on earning points on purchases Reviewed on: 11th June 2026
Shahanara Alam's avatar
Shahanara Alam

Straightforward

5
Easy to use and straight forward service. Feels like I am in control of my credit with the ease of accessibility using the app. Reviewed on: 11th June 2026
Sam's avatar
Sam

Great value for money,Excellent customer service

5
Great value for money,Excellent customer service Reviewed on: 11th June 2026
Robin M's avatar
Robin M

Pay pal is the one

5
Pay pal 4 months infested free period is great Reviewed on: 11th June 2026
Miguel P's avatar
Miguel P

Gives me opportunities to buy things and spread the...

5
Gives me opportunities to buy things and spread the cost that I otherwise couldn’t afford Reviewed on: 11th June 2026
Lyndsey Y's avatar
Lyndsey Y

Fantastic service!

5
PayPal credit is brilliant, offers a lot of flexibility especially with it’s promotional offers! Reviewed on: 11th June 2026
TiffanyH 's avatar
TiffanyH

Review PayPal: PayPal Credit now

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