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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 137,039 reviews, last reviewed 12th Jun 2026
3966450% increase in 5 star reviews
in the past 90 days
11050% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good PayPal has always been flexible and easy to use. Reviewed on: 12th June 2026
Dan's avatar
Dan

Latest lowest rating:

2

Very disappointed about link bank account and trying... Very disappointed about link bank account and trying to pay my finance bill through PayPal the direct debit never works making me pay extra because it... Read more Reviewed on: 12th June 2026
Charlie P's avatar
Charlie P
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (137039)

Good excellent. V nice

3
Good excellent. Very handy .easy to use Reviewed on: 11th June 2026
Usman a's avatar
Usman a

It does what it should.

5
It does what it should. I'm being forced to write more than I wanted to. Reviewed on: 11th June 2026
Nicholas B's avatar
Nicholas B

Lifesaver

5
Very helpful when spreading the cost of payments and comfortable when repaying it over time, which helps build your credit score too. Reviewed on: 11th June 2026
Huzaifa's avatar
Huzaifa

Straight forward and multi national

5
Straight forward and multi national Reviewed on: 11th June 2026
Emmanuel Y's avatar
Emmanuel Y

Great experience with PayPal credit

5
Very easy to set up, paying in three is great to spread the cost, saving £20 on my first purchase was a nice bonus Reviewed on: 11th June 2026
Jacqueline C's avatar
Jacqueline C

Good and very handy.

5
Good and very handy. I really enjoyed using it. Now i use it for my day to day use. I will highly recomend it to the people who wants to build up their credit. Reviewed on: 11th June 2026
Ak's avatar
Ak

It's great get things you want and pay later

5
It's great get things you want and pay later Reviewed on: 11th June 2026
Andrew A's avatar
Andrew A

Highly recommended payment options

5
Great flexibility when people experience difficulties paying for goods. Reviewed on: 11th June 2026
Anonymous's avatar
Anonymous

Ease of use ease of paying off with various options...

5
Ease of use ease of paying off with various options for how much to pay off can use in multiple locations and countries Reviewed on: 11th June 2026
Dominic 's avatar
Dominic

great experience, making useful credit options.

5
great experience, making useful credit options. Reviewed on: 11th June 2026
jake c's avatar
jake c

Review PayPal: PayPal Credit now

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