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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Only pay the PayPal way

Easy to understand through the paypal app. Making payments is easy, when i first applied for paypal credit it was effortless, i also requested a paypal card making it more convenient for purchases. Plus I always have peacee of mind im paying with paypal. Reviewed on: 13th July 2026

Always just a great service and way of paying

Always just a great service and way of paying Reviewed on: 13th July 2026

Simple with no time consuming paperwork

Simple with no time consuming paperwork Reviewed on: 13th July 2026

Helpful company

Very helpful with inquirys with companies if you have a dispute. Thank you , also I feel safe when buying online. Reviewed on: 13th July 2026

It's great to use PayPal, no messing with inputting...

It's great to use PayPal, no messing with inputting your details for delivery, can get 4 months interest free on purchases which is convenient when managing your household budget. I recommend it strongly. Reviewed on: 13th July 2026

I use pay pal as its easy to use and most online shi...

I use pay pal as its easy to use and most online shipping takes it so click of button you can ether pay in 4 or just pay what you want each month Reviewed on: 13th July 2026

It is very quick approved and safe

It is very quick approved and safe Reviewed on: 13th July 2026

Ease of use with clear communication

Ease of use with clear communication Reviewed on: 13th July 2026

Easy to use.

Easy to use. Amazing costumer service, quick and fast to contact Reviewed on: 13th July 2026

Paypal easy and safe.

Paypal easy and safe. You have the confidence paying through PayPal. PayPal credit is handy for unexpected bills. And pay in 3 is a relief. Reviewed on: 13th July 2026

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