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PayPal: PayPal Credit reviews

4.73
Based on 137,070 reviews, last reviewed 12th Jun 2026
3967950% increase in 5 star reviews
in the past 90 days
11050% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I used it various occasions and it was fast and reli... I used it various occasions and it was fast and reliable Reviewed on: 12th June 2026
Khawaja 's avatar
Khawaja

Latest lowest rating:

2

Very disappointed about link bank account and trying... Very disappointed about link bank account and trying to pay my finance bill through PayPal the direct debit never works making me pay extra because it... Read more Reviewed on: 12th June 2026
Charlie P's avatar
Charlie P

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (137070)

Hassle free security check out

5
PayPal credit is accepted in most of the online shops which makes it easier for check out. Reviewed on: 11th June 2026

PayPal saved me from a scammer

4
I bought something from a seller and noticed that they were taking monthly instalments which l didn't sign for. And rang PayPal to stop the monthly installments Reviewed on: 11th June 2026

I am happy with Pay Pal using this

5
I am happy with Pay Pal using this Reviewed on: 11th June 2026

Good all round service.

5
Good all round service. Easy to contact if need be. They don’t hassle you. Reviewed on: 11th June 2026

PayPal is the app I use daily, great service

5
PayPal has grown on me , customer service are always clear and helpful. Good services overall, I believe it would be my day to day app to pay for anything possible from now on. Reviewed on: 11th June 2026

Made easy with splitting payments

5
Made easy with splitting payments Reviewed on: 11th June 2026

Very good experience with PayPal so far.

5
Very good experience with PayPal so far. Easy to spend and pay Reviewed on: 11th June 2026

Bill helping

5
It has hope me out with bills and shopping alot be lose could do with taking cash out though Reviewed on: 11th June 2026

PayPal Credit is so convenient.

5
PayPal Credit is so convenient. It helps with spreading the cost of any purchase and makes it easier to manage payments and transactions. PayPal is also widely supported as a means of payment therefore it is safe, reliable and simple to use. Reviewed on: 11th June 2026

Always there.

5
Always there if you need that bit extra for bills, shopping or simply wish to make online payments...PayPal is always there for you. Reviewed on: 11th June 2026

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review