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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

Never a problem and so simple to use

Never a problem and so simple to use Reviewed on: 28th May 2025

I use PayPal more than 5 years, and all weis is a e...

I use PayPal more than 5 years, and all weis is a excellent service Reviewed on: 28th May 2025

Easy to use, few clicks of a button.

Easy to use, few clicks of a button. Convenient . Reviewed on: 28th May 2025

Safe and a smart way to buy on line

Safe and a smart way to buy on line Reviewed on: 28th May 2025

No complaints

I have not had to use customer service but have no complaints with the service. Now that Paypal is more and more available it is so quick and easy especially if you don't have a bank card to hand. Have been a customer for many years. Reviewed on: 28th May 2025

Payment bounce a couple of times

Had a notification that a payment bounce a couple of times, I contracted PayPal and we resolved the issue on my account very smoothly. Reviewed on: 28th May 2025

PayPal is simple to use.

PayPal is simple to use. The user experience is fluid. The customer service is AMAZING! in general, i can confidently recommended it to friends and family and i have already to so to my wife. Reviewed on: 28th May 2025

everything is so easy with paypal

everything is so easy with paypal Reviewed on: 28th May 2025

Good - very helpful and straightforward

Good - very helpful and straightforward Reviewed on: 28th May 2025

Great financial asset

The several ways of using the credit are very convenient for each case and circumstance. Great financial asset. Reviewed on: 28th May 2025

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