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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Paypal credit is easy to use. Great for big purchases.

Paypal credit is quick, comprehensive and easy to use. Charges are clear up front. Paypal credit makes big purchases easier to manage. The buy now pay later option for zero credit allows you to split the payments over 6 months and not needing to take the hit all at once. Absolutely brilliant if you pay it off before the end of the period. Reviewed on: 13th July 2026

fantastic payment options & great customer service

The pay in 3, & credit options are really helpful when you just need a bit more time. It’s also easy to transfer money to my family overseas through PayPal. Finally, they were really helpful when I needed to speak to them about my account & the security of it Reviewed on: 13th July 2026

Never had a problem using PayPal, when I did have a...

Never had a problem using PayPal, when I did have a query concerning unusual payments it was resolved straightaway Reviewed on: 13th July 2026

Really helpful for spreading monthly costs on more e...

Really helpful for spreading monthly costs on more expensive items Reviewed on: 13th July 2026

I’ve been using PayPal for a couple of years now and...

I’ve been using PayPal for a couple of years now and never had any problems with it I feel safe and have no issues Reviewed on: 13th July 2026

Paypals the Best

PayPal is one of if not the safest way to spend online as it will have you back on payments. I've used PayPal for over 10 years and they're brilliant, everything simple and it's very easy to help you stay financially stable with pay in 3. Reviewed on: 13th July 2026

My back up

Handy for paying onine when you need more time to pay Reviewed on: 13th July 2026

Fast instant digital payment experience and highly s...

Fast instant digital payment experience and highly secured too Reviewed on: 13th July 2026

Very easy to use , easy to check balances and the re...

Very easy to use , easy to check balances and the rewards are great Reviewed on: 13th July 2026

Very good to have specaily the 30 dayz paynent or th...

Very good to have specaily the 30 dayz paynent or the pay in 3 installments options Reviewed on: 13th July 2026

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